Hampden County and Ludlow Town property record for 18 Pond St, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,208 sqft · built 1977 |
| Lot Size | 0.356 acres (15,507 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,418 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:12B-11650 B:157 L:0 |
| Primary APN | M:12B-11650 B:157 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,208 sqft Living Area |
| Gross Area | 6,280 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,507 sqft (0.356 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 6667 |
|---|---|
| Street Address | 18 POND ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 11650 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 810412 |
Source: Hampden County and Ludlow Town records · APN M:12B-11650 B:157 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 POND ST, LUDLOW, MA 01056-1904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2017 | Deed of Trust, Mortgage · ARM HOME POINT FINL CORP |
| Jan 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2006 |
| Deed Sale | Oct 30, 2006 |
| Prior Sale | Nov 20, 2001 · Amount on Record |
| Transfer Doc | 21540-587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 18 POND ST, LUDLOW, MA 01056-1904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21705-562 |
|---|---|
| Date | Jun 01, 2017 |
| Book Page | 21705/562 |
| Instrument | 30301 |
| Name | HOME POINT FINL CORP |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Jan 20, 2017 |
| Property Address | 18 POND ST, LUDLOW, MA 01056-1904 |
| Document Number | 21540-587 |
| Book / Page | 021540 / 000587 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 3630 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 POND ST LUDLOW MA 010561904, LUDLOW, MA 01056-1904 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,418.00 (+4.95%) | $542,800 (+9.41%) Land $89,600 Building $453,200 | $524,685 (+0.97%) |
| 2024 | $8,974.00 (+2.65%) | $496,100 (+10.71%) Land $89,500 Building $406,600 | $519,650 |
| 2023 | $8,742.00 | $448,100 Land $81,900 Building $366,200 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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