Monmouth County and Rumson Borough property record for 5 Osprey Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,733 sqft · built 1902 |
| Lot Size | 2.94 acres (128,284 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,300,000 (Sep 2021) |
| Tax Bill | $30,808 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Dec 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41 00126-0000-00013 |
| Primary APN | 41 00126-0000-00013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,733 sqft Living Area |
| 1st Floor Area | 1,874 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 128,284 sqft |
| Garage Type | Detached |
| Porch | Open Porch |
| Sewer | Connected |
|---|
| Account Number | 223500 |
|---|---|
| Street Address | 5 OSPREY LN |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 126 |
| Legal Lot Number | 13.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 OSPREY LN, RUMSON, NJ 07760-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 17, 2020 | Quit Claim Deed, Transfer FOUNDATION TITLE |
| Aug 20, 2018 | Deed of Trust, Mortgage CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2021 · Amount on Record |
| Deed Sale | Sep 7, 2021 · Amount on Record |
| Prior Sale | Aug 25, 2006 · Amount on Record |
| Deed Document Number | 2021134443 |
| Deed Book / Page | 9541 / 2963 |
| Prior Transfer Date | Oct 30, 2020 |
| Prior Transfer Doc | 0000151452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 7, 2021 |
| Property Address | 5 OSPREY LN, RUMSON, NJ 07760-1820 |
| Document Number | 0095412963 |
| Book / Page | 9541 / 2963 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021134443 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 167 BINGHAM AVE, 167, RUMSON, NJ 07760-1836 |
| Name | Verified Name |
|---|---|
| Address | 5 OSPREY LN, RUMSON, NJ 07760-1820 |
| Document Number | 2021134444 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021134444 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 17, 2020 |
| Property Address | 5 OSPREY LN, RUMSON, NJ 07760-1820 |
| Document Number | 0000151452 |
| Book / Page | 009465 / 007928 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 151452 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2021 |
| Title Company | FOUNDATION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 OSPREY LN RUMSON NJ 077601820, RUMSON, NJ 07760-1820 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 5 OSPREY LN, RUMSON, NJ 07760-1820 |
| Document Number | 0000097369 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5 OSPREY LN RUMSON NJ 077601820, RUMSON, NJ 07760-1820 |
| Document Number | 0000097369 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 009314/006070 |
| Instrument | 97369 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368-2239 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,249,500 (+10.64%) Land $2,168,600 Building $1,080,900 | $3,249,500 (+10.64%) Land $2,168,600 Building $1,080,900 | |
| 2025 | $30,808.00 (+1.59%) | $2,936,900 (+15.62%) Land $2,017,000 Building $919,900 | $2,936,900 (+15.62%) Land $2,017,000 Building $919,900 |
| 2024 | $30,327.00 (+5.19%) | ||
| 2023 | $2,540,100 Land $1,781,200 Building $758,900 | $2,540,100 Land $1,781,200 Building $758,900 | |
| 2022 | $28,831.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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