Monmouth County and Rumson Borough property record for 14 Osprey Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 5,644 sqft · built 1976 |
| Lot Size | 1.53 acres (66,647 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Oct 1998) |
| Tax Bill | $28,681 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 41-00124-0000-00029-01 |
| Primary APN | 41-00124-0000-00029-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,644 sqft Living Area |
| 1st Floor Area | 3,621 sqft |
| Upper Floors Area | 1,846 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 66,647 sqft |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Deck Area | 92 sqft |
| Patio Area | 620 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 41001240000000291 |
|---|---|
| Street Address | 14 OSPREY LN |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | JOANN & THEODORE D PARSONS JR |
| Legal Block | 124 |
| Legal Lot Number | 29.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 803800 |
14 Osprey Ln is owned and occupied by two individuals who bought it in October 1998.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 OSPREY LN, RUMSON, NJ 07760-1821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FEDERAL CREDIT UNION |
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FINANCIAL FCU |
| Mar 21, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FINANCIAL FCU |
| Aug 20, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FINANCIAL FCU |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 1998 · Amount on File |
| Deed Sale | Oct 26, 1998 · Amount on File |
| Deed Book / Page | 5764 / 335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 22, 2026 |
| Property Address | 14 OSPREY LN, RUMSON, NJ 07760-1821 |
| Document Number | 0000041641 |
| Book / Page | 9794 / 4770 |
| Instrument Date | May 14, 2026 |
| Instrument | 202641641 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|---|
| Address | 14 OSPREY LN, RUMSON, NJ 07760-1821 |
| Document Number | 0000041641, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 9794/4770 |
| Instrument | 202641641 |
| Name | UNITED TELETECH FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 14 OSPREY LN, RUMSON, NJ 07760-1821 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0097633647 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 9763/3647 |
| Instrument | 2025086731 |
| Name | UNITED TELETECH FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | EATONTOWN, NJ 07724 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 28, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 14 OSPREY LN, RUMSON, NJ 07760-1821 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 14 OSPREY LN, RUMSON, NJ 07760-1821 |
| Document Number | 0095853279 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 9585/3279 |
| Instrument | 2022031850 |
| Name | UNITED TELETECH FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | EATONTOWN, NJ 07724 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 21 Months |
| Due | Dec 23, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 14 OSPREY LN, RUMSON, NJ 07760-1821 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0095372549 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 9537/2549 |
| Instrument | 2021126995 |
| Name | UNITED TELETECH FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | EATONTOWN, NJ 07724 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 19, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 14 OSPREY LN, RUMSON, NJ 07760-1821 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0095019051 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 9501/9051 |
| Instrument | 2021061335 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 14 Osprey Ln was $28,681, up 1.9% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,046,900 (+11.44%) Land $1,784,600 Building $1,262,300 | $3,046,900 (+11.44%) Land $1,784,600 Building $1,262,300 | |
| 2025 | $28,681.00 (+1.95%) | $2,734,100 Land $1,659,800 Building $1,074,300 | $2,734,100 Land $1,659,800 Building $1,074,300 |
| 2024 | $28,133.00 | ||
| 2023 | $2,418,400 Land $1,532,100 Building $886,300 | $2,418,400 Land $1,532,100 Building $886,300 | |
| 2022 | $27,577.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Osprey Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Osprey Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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