13 Osprey Ln, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 13 Osprey Ln, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details7,856 sqft · built 2015
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$2,794,000 (Jan 2016)
Tax Bill$44,284 (2025)
Deeds & MortgagesMay 2021 Mortgage
Feb 2018 Sale
+ 3 more
Flood ZoneZone AE (high risk)
APN41-00126-0000-00011-02

Property Details

APN / Parcel Number

Primary APN41-00126-0000-00011-02
Alternative APNs
  • 4100126000000011
  • 223300

Interior

Building Area7,856 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area65,340 sqft

Location & Zoning

Account Number223300
Street Address13 OSPREY LN
CityRUMSON
StateNJ
Zip07760-1839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF80
Legal SubdivisionBOROUGH/RUMSON
Legal Block126
Legal Lot Number11.2
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group4
Census Block4000
Census Tract803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13 OSPREY LN, RUMSON, NJ 07760-1839
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
UBS BANK USA
Feb 26, 2018Grant Deed, Subdivision Related Transfer
ALL AHEAD TITLE AGENCY LLC
Jan 29, 2018Grant Deed, Transfer
TRIDENT ABSTRACT COMPANY
Jul 22, 2017Loan Modification, Mortgage
WELLS FARGO BK
May 9, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2016 · Amount on Record
Deed SaleJan 15, 2016 · Amount on Record
Prior SaleDec 31, 2013 · Amount on Record
Deed Document Number20164991
Deed Book / Page9149 / 760
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address13 OSPREY LN, RUMSON, NJ 07760-1839
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanySTEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095109806
DateMay 14, 2021
Book Page9510/9806
Instrument2021078117
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

February 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateFeb 26, 2018
Property Address13 OSPREY LN, RUMSON, NJ 07760-1839
Document Number0000021690
Book / Page009275 / 009311
Instrument DateJan 29, 2018
Instrument21690
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 5, 2018
Title CompanyALL AHEAD TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$1,280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 OSPREY LN RUMSON NJ 077601839, RUMSON, NJ 07760-1839

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJan 29, 2018
Property Address13 OSPREY LN, RUMSON, NJ 07760-1839
Document Number0000010146
Book / Page009270 / 005529
Instrument DateDec 17, 2017
Instrument10146
Transaction TypeTransfer
Record UpdatedJul 5, 2018
Title CompanyTRIDENT ABSTRACT COMPANY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 475 COLTS NECK NJ 077220475, COLTS NECK, NJ 07722-0475

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONMOUTH NJ
Property Address13 OSPREY LN, RUMSON, NJ 07760-1839
Document Number0000081588
Instrument DateJul 22, 2017
Transaction TypeMortgage
Record UpdatedJul 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 OSPREY LN RUMSON NJ 077601839, RUMSON, NJ 07760-1839

Mortgage

Document Number0000081588
DateAug 21, 2017
Book Page009243/005142
Instrument81588
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateMay 9, 2017
Property Address13 OSPREY LN, RUMSON, NJ 07760-1839
Document Number0092262734
Book / Page009226 / 002734
Instrument DateMay 5, 2017
Transaction TypeTransfer
Record UpdatedJul 5, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,765,700 (+12.89%) Land $1,777,500 Building $2,988,200$4,765,700 (+12.89%) Land $1,777,500 Building $2,988,200
2025$44,284.00 (+2.34%)$4,221,500 (+14.47%) Land $1,653,200 Building $2,568,300$4,221,500 (+14.47%) Land $1,653,200 Building $2,568,300
2024$43,270.00 (+0.79%)
2023$3,687,800 Land $1,527,500 Building $2,160,300$3,687,800 Land $1,527,500 Building $2,160,300
2022$42,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 118 policies
Nearby Flood Policies118 in force
Nearby Flood Claims279 (1978–2019)
Claims Outside the SFHA32 of 279
Most Recent ClaimJun 2019 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 129 claims
  • Hurricane Irene, Aug 2011 · 19 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

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