Monmouth County and Rumson Borough property record for 15 Osprey Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 4,759 sqft · built 1904 |
| Lot Size | 2.01 acres (87,991 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,800,000 (Dec 2012) |
| Tax Bill | $30,395 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 41-00127-0000-00001-01 |
| Primary APN | 41-00127-0000-00001-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,759 sqft Living Area |
| 1st Floor Area | 3,454 sqft |
| Upper Floors Area | 1,541 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Wood Shingle |
| Lot Area | 87,991 sqft |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 1,730 sqft |
| Greenhouse | 91 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 41001270000000011 |
|---|---|
| Street Address | 15 OSPREY LN |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | VAN VACHTEN PROP |
| Legal Block | 127 |
| Legal Lot Number | 1.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 OSPREY LN, RUMSON, NJ 07760-1839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2012 · Amount on Record |
| Deed Sale | Dec 10, 2012 · Amount on Record |
| Prior Sale | Sep 11, 2012 · Amount on Record |
| Deed Document Number | 2012129834 |
| Deed Book / Page | 8984 / 7805 |
| Record Updated | Sep 20, 2026 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,203,500 (+10.56%) Land $2,165,900 Building $1,037,600 | $3,203,500 (+10.56%) Land $2,165,900 Building $1,037,600 | |
| 2025 | $30,395.00 (+1.55%) | $2,897,500 (+14.12%) Land $2,014,400 Building $883,100 | $2,897,500 (+14.12%) Land $2,014,400 Building $883,100 |
| 2024 | $29,932.00 (+4.07%) | ||
| 2023 | $2,539,000 Land $1,810,500 Building $728,500 | $2,539,000 Land $1,810,500 Building $728,500 | |
| 2022 | $28,761.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | NJ-04A “Navesink/Shrewsbury” |
| Unit Type | System Unit |
| Designated | Nov 25, 2024 |
| NFIP Eligibility | Eligible (built 1904) built before the Nov 25, 2025 cutoff |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 58% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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