5 Orchard Cir, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 5 Orchard Cir, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,609 sqft · built 1930
Lot Size	0.31 acres (13,508 sqft)
Owner	Individual Name on File
Last Sale	$1,229,000 (Oct 2025)
Tax Bill	$9,010 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0026 B:003C L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0026 B:003C L:0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,609 sqft Living Area
Gross Area	3,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,508 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	5 ORCHARD CIR
City	MARBLEHEAD
State	MA
Zip	01945-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3C
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	5
Census Block	5007
Census Tract	203100

Owner

5 Orchard Cir is owned and occupied by an individual who bought it in October 2025.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 ORCHARD CIR, MARBLEHEAD, MA 01945-1818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Quit Claim Deed, Transfer NATIONAL GRAND BANK OF MARBLEHEAD
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Prior Sale	Mar 20, 2008 · Amount on File
Deed Book / Page	43036 / 12
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Oct 30, 2025
Property Address	5 ORCHARD CIR, MARBLEHEAD, MA 01945-1818
Document Number	0043036-12
Book / Page	43036 / 12
Instrument Date	Oct 30, 2025
Instrument	20251030000810
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ORCHARD CIR, MARBLEHEAD, MA 01945-1818

Mortgage

Document Number	20251030000820
Date	Oct 30, 2025
Instrument	20251030000820

Lender

Name	NATIONAL GRAND BANK OF MARBLEHEAD
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	5 ORCHARD CIR, MARBLEHEAD, MA 01945-1818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36878-432
Date	Jul 20, 2018
Book Page	36878/432
Instrument	180720005040

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	5 ORCHARD CIR, MARBLEHEAD, MA 01945-1818
Document Number	36482-401
Book / Page	036482 / 000401
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36482-401
Date	Jan 22, 2018
Book Page	036482/000401
Instrument	1801221130

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5 Orchard Cir was $9,010, up 6.4% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,010.00 (+6.43%)	$1,052,600 (+12.52%) Land $767,300 Building $283,500	$1,274,909 (+34%)
2025	$8,466.00 (-1.63%)	$935,500 (-2.6%) Land $680,500 Building $255,000	$951,425
2024	$8,606.00 (-0.64%)	$960,500 (+10.9%) Land $723,900 Building $236,600
2023	$8,661.00	$866,100 Land $637,000 Building $229,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Orchard Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1978–2012)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Orchard Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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