1 Orchard Cir, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 1 Orchard Cir, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,678 sqft · built 1947
Lot Size	0.202 acres (8,790 sqft)
Owner	Individual Name on File
Last Sale	$531,500 (Aug 2020)
Tax Bill	$8,697 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0026 B:0004 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0026 B:0004 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,678 sqft Living Area
Gross Area	5,843 sqft
Basement Area	1,760 sqft
Unfinished Basement	1,760 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,790 sqft (0.202 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1 ORCHARD CIR
City	MARBLEHEAD
State	MA
Zip	01945-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	4
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	5
Census Block	5007
Census Tract	203100

Owner

1 Orchard Cir is owned and occupied by an individual who acquired it in December 2021.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1 ORCHARD CIR, MARBLEHEAD, MA 01945-1818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage REGAL FUNDING CORP
Dec 7, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance FIRST GUARANTY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Deed Document Number	20204010
Last Transfer Date	Dec 2, 2021
Transfer Doc	040554-102
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	1 ORCHARD CIR, MARBLEHEAD, MA 01945-1818
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039986-526
Date	Jun 16, 2021
Book Page	39986/526
Instrument	20210616003540

Lender

Name	REGAL FUNDING CORP

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Dec 7, 2021
Property Address	1 ORCHARD CIR, MARBLEHEAD, MA 01945-1818
Document Number	040554-102
Book / Page	40554 / 102
Instrument Date	Dec 2, 2021
Instrument	20211207004160
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ORCHARD CIR, MARBLEHEAD, MA 01945-1818

Mortgage

Document Number	040554-104
Date	Dec 7, 2021
Book Page	40554/104
Instrument	20211207004170

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1 Orchard Cir was $8,697, up 6.2% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,697.00 (+6.22%)	$1,016,000 (+12.3%) Land $679,800 Building $336,200	$1,200,220 (-12.15%)
2025	$8,188.00 (+0.01%)	$904,700 (-0.99%) Land $602,800 Building $301,900	$1,366,195
2024	$8,187.00 (-2.27%)	$913,700 (+9.07%) Land $641,300 Building $272,400
2023	$8,377.00	$837,700 Land $564,400 Building $273,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Orchard Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1978–2012)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Orchard Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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