11 Orchard Cir, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 11 Orchard Cir, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,164 sqft · built 1997
Lot Size	0.244 acres (10,620 sqft)
Owner	2 Individual Names on File
Last Sale	$855,000 (Jul 2019)
Tax Bill	$10,388 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0026 B:003F L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0026 B:003F L:0`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,164 sqft Living Area
Gross Area	5,968 sqft
Basement Area	1,504 sqft
Unfinished Basement	602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,620 sqft (0.244 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11 ORCHARD CIR
City	MARBLEHEAD
State	MA
Zip	01945-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	3F
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	5
Census Block	5007
Census Tract	203100

Owner

11 Orchard Cir is owned and occupied by two individuals who bought it in July 2019.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 ORCHARD CIR, MARBLEHEAD, MA 01945-1818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 12, 2019	Quit Claim Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on File
Deed Sale	Jul 12, 2019 · Amount on File
Prior Sale	May 22, 1998 · Amount on File
Prior Transfer Date	Jul 2, 2019
Prior Transfer Doc	37661-348
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	11 ORCHARD CIR, MARBLEHEAD, MA 01945-1818
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041394-219
Date	Jan 11, 2023
Book Page	41394/219
Instrument	20230111000280

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jul 12, 2019
Property Address	11 ORCHARD CIR, MARBLEHEAD, MA 01945-1818
Document Number	37661-348
Book / Page	037661 / 000348
Instrument Date	Jul 2, 2019
Instrument	1907125270
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,898.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ORCHARD CIR MARBLEHEAD MA 019451818, MARBLEHEAD, MA 01945-1818

Mortgage

Document Number	37661-351
Date	Jul 12, 2019
Book Page	037661/000351
Instrument	1907125280

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 11 Orchard Cir was $10,388, up 4.4% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,388.00 (+4.38%)	$1,213,500 (+10.35%) Land $713,700 Building $499,800	$1,416,583 (+17.49%)
2025	$9,952.00 (+0.95%)	$1,099,700 (-0.05%) Land $632,900 Building $466,800	$1,205,740
2024	$9,858.00 (-2.61%)	$1,100,200 (+8.69%) Land $673,300 Building $426,900
2023	$10,122.00	$1,012,200 Land $592,500 Building $419,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Orchard Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1978–2012)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Orchard Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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