10 Orchard Cir, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 10 Orchard Cir, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,401 sqft · built 1997
Lot Size	0.235 acres (10,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$823,000 (Jun 2016)
Tax Bill	$11,458 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0026 B:0003 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0026 B:0003 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,401 sqft Living Area
Gross Area	4,678 sqft
Basement Area	1,106 sqft
Unfinished Basement	1,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,228 sqft (0.235 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 ORCHARD CIR
City	MARBLEHEAD
State	MA
Zip	01945-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	MARBLEHEAD
Legal Block	3
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	5
Census Block	5008
Census Tract	203100

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 ORCHARD CIR, MARBLEHEAD, MA 01945-1818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit NATIONAL GRAND BANK OF MARBLEHEAD
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit NATIONAL GRAND BANK OF MARBLEHEAD
Feb 12, 2019	Deed of Trust, Mortgage · Line of Credit NATIONAL GRAND BK/MARBLEHEAD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Prior Sale	Jun 1, 2012 · Amount on Record
Deed Book / Page	35031 / 382
Transfer Doc	035031-382
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	10 ORCHARD CIR, MARBLEHEAD, MA 01945-1818
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041370-438
Date	Dec 27, 2022
Book Page	41370/438
Instrument	20221227000020

Lender

Name	NATIONAL GRAND BANK OF MARBLEHEAD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	10 ORCHARD CIR, MARBLEHEAD, MA 01945-1818
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041394-112
Date	Jan 11, 2023
Book Page	41394/112
Instrument	20230111000050

Lender

Name	NATIONAL GRAND BANK OF MARBLEHEAD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	10 ORCHARD CIR, MARBLEHEAD, MA 01945-1818
Document Number	37334-204
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ORCHARD CIR MARBLEHEAD MA 019451818, MARBLEHEAD, MA 01945-1818

Mortgage

Document Number	37334-204
Date	Feb 19, 2019
Book Page	037334/000204
Instrument	1902191000

Lender

Name	NATIONAL GRAND BK/MARBLEHEAD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,458.00 (+6.73%)	$1,338,600 (+12.85%) Land $706,500 Building $632,100	$1,390,098 (+18.19%)
2025	$10,735.00 (+2.87%)	$1,186,200 (+1.85%) Land $626,500 Building $559,700	$1,176,195
2024	$10,435.00 (+1.79%)	$1,164,600 (+13.61%) Land $666,500 Building $498,100
2023	$10,251.00	$1,025,100 Land $586,500 Building $438,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1978–2012)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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