Harford County property record for 5 Oak St, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,230 sqft · built 1963 |
| Lot Size | 0.244 acres (10,620 sqft) |
| Owner | Individual Name on File |
| Last Sale | $207,000 (Feb 2019) |
| Tax Bill | $1,840 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-061313 |
| Primary APN | 01-061313 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,230 sqft Total Area |
| Basement Area | 675 sqft |
| Finished Basement | 675 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,620 sqft (0.244 acres) |
| Lot Dimensions | 177 ft deep x 60 ft wide |
| Patio Area | 210 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 061313 |
|---|---|
| Street Address | 5 OAK ST |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 9 60X177 5 OAK STREET OAK ST ADD P 12/43 |
| Legal Subdivision | OAK STREET ADDITION |
| Legal Lot Number | 9 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301602 |
Source: Harford County records · APN 01-061313
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 OAK ST, EDGEWOOD, MD 21040-3315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 05, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Sep 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Feb 19, 2019 | Deed, Transfer · FHA Mortgage WEI MORTGAGE CORPORATION |
| Jan 10, 2018 | Grant Deed, Transfer COMMERCIAL TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Prior Sale | Jan 10, 2018 · Amount on Record |
| Deed Book / Page | 13159 / 249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 5 OAK ST, EDGEWOOD, MD 21040-3315 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5 OAK ST, EDGEWOOD, MD 21040-3315 |
| Document Number | 0160540463 |
|---|---|
| Date | Oct 05, 2023 |
| Book Page | 16054/463 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 5 OAK ST, EDGEWOOD, MD 21040-3315 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5 OAK ST, EDGEWOOD, MD 21040-3315 |
| Document Number | 0156840356 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 15684/356 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 19, 2019 |
| Property Address | 5 OAK ST, EDGEWOOD, MD 21040-3315 |
| Document Number | 0131590249 |
| Book / Page | 13159 / 0249 |
| Map Reference | MB GRG12 FO 43 |
| Instrument Date | Dec 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | COURTHOUSE TITLE & SETTLEMEN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5 OAK ST, EDGEWOOD, MD 21040-3315 |
| Document Number | 0013159254 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 13159/254 |
| Name | WEI MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 10, 2018 |
| Property Address | 5 OAK ST, EDGEWOOD, MD 21040-3315 |
| Document Number | 0126670373 |
| Book / Page | 012667 / 000373 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2018 |
| Title Company | COMMERCIAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3008 1ST AVE PARKVILLE MD 212343202, PARKVILLE, MD 21234-3202 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,700 (+6.38%) Land $65,500 Building $175,200 | $240,700 (-) Land $65,500 Building $175,200 | |
| 2025 | $1,840.00 (+11.45%) Homeowner's exemption | $226,267 (+14.62%) | $240,700 (+21.94%) Land $65,500 Building $175,200 |
| 2023 | $197,400 Land $65,500 Building $131,900 | $197,400 Land $65,500 Building $131,900 | |
| 2022 | $1,651.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253016022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2003–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 164 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MD0120016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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