1 Oak St, Edgewood, MD 21040 Property Records

Harford County property record for 1 Oak St, Edgewood, MD 21040

Property Summary

Property TypeSingle Family Home
Details1 ba · 900 sqft · built 1963
Lot Size0.295 acres (12,848 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Apr 2017)
Tax Bill$1,724 (2026)
Deeds & MortgagesApr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-031015

Property Details

APN / Parcel Number

Primary APN01-031015
Alternative APNs
  • 1031015
  • 031015

Interior

Full Baths1 Bath
Stories1 Story
Building Area900 sqft Total Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,848 sqft (0.295 acres)
Lot Dimensions176 ft deep x 73 ft wide
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number031015
Street Address1 OAK ST
CityEDGEWOOD
StateMD
Zip21040-3315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 7 12848 SF 1 OAK STREET OAK ST ADD P 12/43
Legal SubdivisionOAK STREET ADDITION
Legal Lot Number7
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2001
Census Tract301602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1 OAK ST, EDGEWOOD, MD 21040-3315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2017 · Amount on Record
Deed SaleApr 14, 2017 · Amount on Record
Prior SaleApr 8, 2016 · Amount on Record
Deed Document Number201712304-0028
Deed Book / Page12304 / 28
Record UpdatedOct 29, 2026

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateApr 14, 2017
Property Address1 OAK ST, EDGEWOOD, MD 21040-3315
Document Number0123040028
Book / Page012304 / 000028
Instrument DateApr 3, 2017
Transaction TypeTransfer
Record UpdatedMay 22, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 OAK ST EDGEWOOD MD 210403315, EDGEWOOD, MD 21040-3315

Mortgage

Document Number123040034
DateApr 14, 2017
Book Page012304/000034
Lender
NameMAXNJACK PROPERTIES LLC
Address305 NATIVE DANCER CIR, HAVRE DE GRACE, MD 21078-2351
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term36 Months
DueApr 13, 2020

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,724.00 (+10.58%)$158,200 (+16.75%) Land $65,700 Building $92,500$158,200 (+16.75%) Land $65,700 Building $92,500
2025$1,559.00 (+6.63%)
2023$135,500 Land $65,700 Building $69,800$135,500 Land $65,700 Building $69,800
2022$1,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims8 (2003–2017)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2017 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number