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2 Oak St, Edgewood, MD 21040 Property Records

Harford County property record for 2 Oak St, Edgewood, MD 21040 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,434 sqft · built 1963
Lot Size0.143 acres (6,248 sqft)
OwnerIndividual Name on File
Last Sale$194,000 (Dec 2009)
Tax Bill$2,133 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01-081187

Property Details

APN / Parcel Number

Primary APN01-081187
Alternative APNs
  • 1081187
  • 081187

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,434 sqft Total Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,248 sqft (0.143 acres)
Lot Dimensions88 ft deep x 71 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Patio Area374 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number081187
Street Address2 OAK ST
CityEDGEWOOD
StateMD
Zip21040-3316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 71X88 2 OAK STREET OAK ST ADDN P 12/43
Legal SubdivisionOAK ST ADD
Legal Lot Number6
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2001
Census Tract301602

Owner

Source: Harford County records · APN 01-081187

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2 OAK ST, EDGEWOOD, MD 21040-3316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 18, 2009 · Amount on Record
Deed SaleDec 18, 2009 · Amount on Record
Prior SaleNov 15, 1985 · Amount on Record
Deed Document Number2009986
Deed Book / Page8433 / 319
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address2 OAK ST, EDGEWOOD, MD 21040-3316
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0141010389
DateSep 11, 2020
Book Page14101/389
Lender
NameMORTGAGE NOW INC
TypeMortgage Company
AddressSHREWSBURY, NJ 07702
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$221,600 (+21.23%) Land $65,100 Building $156,500$221,600 (+21.23%) Land $65,100 Building $156,500
2025$2,133.00 (+10.63%)
2023$182,800 Land $65,100 Building $117,700$182,800 Land $65,100 Building $117,700
2022$1,928.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253016022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims8 (2003–2017)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2017, river or lake flooding
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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