Harford County property record for 7 Oak St, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 900 sqft · built 1963 |
| Lot Size | 0.244 acres (10,620 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $77,000 (Oct 1993) |
| Tax Bill | $1,722 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-102044 |
| Primary APN | 01-102044 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 900 sqft Total Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,620 sqft (0.244 acres) |
| Lot Dimensions | 177 ft deep x 60 ft wide |
| Deck Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 102044 |
|---|---|
| Street Address | 7 OAK ST |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 10 60X177 7 OAK STREET OAK ST ADD P 12/43 |
| Legal Subdivision | OAK ST ADDN |
| Legal Lot Number | 10 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301602 |
7 Oak St is owned and occupied by two individuals who acquired it in September 2024.
Source: Harford County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 OAK ST, EDGEWOOD, MD 21040-3315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 1993 · Amount on File |
| Deed Sale | Oct 18, 1993 · Amount on File |
| Prior Sale | Aug 19, 1986 · Amount on File |
| Deed Book / Page | 2023 / 647 |
| Last Transfer Date | Sep 17, 2024 |
| Transfer Doc | 0164400222 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 7 Oak St was $1,722 with a homeowner's exemption, up 11.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,722.00 (+11.17%) Homeowner's exemption | $158,000 (+5.03%) Land $65,500 Building $92,500 | $158,000 (-) Land $65,500 Building $92,500 |
| 2025 | $1,549.00 Homeowner's exemption | $150,433 | $158,000 Land $65,500 Building $92,500 |
| 2023 | $135,300 Land $65,500 Building $69,800 | $135,300 Land $65,500 Building $69,800 | |
| 2022 | $110.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Oak St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2003–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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