5 Laurel Ln, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 5 Laurel Ln, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,709 sqft · built 1987
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,162 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422400 60.20-1-50`

Property Details

APN / Parcel Number

Primary APN	`422400 60.20-1-50`
Alternative APN	`240006002000010500000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,709 sqft Living Area
1st Floor Area	1,034 sqft
Basement Area	675 sqft
Finished Basement	675 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Basement

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	250 sqft
Porch	Slab
Porch Area	192 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5 LAUREL LN
City	SCHENECTADY
State	NY
Zip	12304-2474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LOREDANA ESTATES
Legal Block	1
Legal Lot Number	50.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	3
Census Block	3012
Census Tract	31902

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 60.20-1-50

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 LAUREL LN, SCHENECTADY, NY 12304-2474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Nov 24, 2025	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2025
Deed Sale	Nov 24, 2025
Prior Sale	Mar 17, 2014 · Amount on Record
Deed Document Number	202527634
Deed Book / Page	2161 / 286
Prior Transfer Date	Nov 01, 2025
Prior Transfer Doc	0000027634
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	5 LAUREL LN, SCHENECTADY, NY 12304-2474
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LAUREL LN, SCHENECTADY, NY 12304-2474

Mortgage

Document Number	0000029481
Date	Jun 23, 2021
Book Page	5112/744
Instrument	202129481

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Sep 01, 2046

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 24, 2025
Property Address	5 LAUREL LN, SCHENECTADY, NY 12304-2474
Document Number	0000027634
Map Reference	DR 62 MAP 196
Instrument Date	Nov 01, 2025
Instrument	202527634
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	ROCKET CLOSE LLC RESIDENTIAL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 LAUREL LN, SCHENECTADY, NY 12304-2474

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 LAUREL LN, SCHENECTADY, NY 12304-2474

Mortgage

Document Number	0000027635
Date	Nov 24, 2025
Instrument	202527635

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,162.00	$203,000 (-) Land $35,800 Building $167,200	$300,700 (+11.1%) Land $53,030 Building $247,670
2024		$203,000 (-) Land $35,800 Building $167,200	$270,667 (+5.32%) Land $47,733 Building $222,934
2023		$203,000 Land $35,800 Building $167,200	$257,000 Land $45,323 Building $211,677

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 9% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 336 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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