4 Laurel Ln, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 4 Laurel Ln, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,752 sqft · built 1986
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,230 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`422400 60.20-1-74`

Property Details

APN / Parcel Number

Primary APN	`422400 60.20-1-74`
Alternative APN	`240006002000010740000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	672 sqft
Finished Basement	672 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	111 ft deep x 85 ft wide
Garage Type	Basement

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	250 sqft
Patio Area	224 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 LAUREL LN
City	SCHENECTADY
State	NY
Zip	12304-2473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	74.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	3
Census Block	3011
Census Tract	31902

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 60.20-1-74

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 LAUREL LN, SCHENECTADY, NY 12304-2473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	4 LAUREL LN, SCHENECTADY, NY 12304-2473
Document Number	0000013728
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4 LAUREL LN SCHENECTADY NY 123042473, SCHENECTADY, NY 12304-2473

Mortgage

Document Number	0000013728
Date	Apr 02, 2018
Book Page	004828/000702
Instrument	13728

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,230.00	$205,000 (-) Land $26,600 Building $178,400	$303,700 (+17.03%) Land $39,407 Building $264,293
2023		$205,000 Land $26,600 Building $178,400	$259,500 Land $33,672 Building $225,828

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.