Schenectady County and Niskayuna Town property record for 1 Laurel Ln, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,660 sqft · built 1986 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Feb 2026) |
| Tax Bill | $6,757 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.20-1-5.11 |
| Primary APN | 422400 60.20-1-5.11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 620 sqft |
| Finished Basement | 620 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Type | Basement |
| Pool Area | 620 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 160 sqft |
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1 LAUREL LN |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | MAP OF LOREDANA ESTATE |
| Legal Block | 1 |
| Legal Lot Number | 5.011 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 31902 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 SEWARD ST, 23, SARATOGA SPRINGS, NY 12866-1117 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC |
| Jul 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on Record |
| Deed Sale | Feb 13, 2026 · Amount on Record |
| Prior Sale | Jul 18, 2017 · Amount on Record |
| Deed Document Number | 20263068 |
| Deed Book / Page | 2166 / 234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 13, 2026 |
| Property Address | 1 LAUREL LN, SCHENECTADY, NY 12304-2474 |
| Document Number | 0000003068 |
| Map Reference | DR 62 MAP 196 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 202603068 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 MARINI CT # 1, 1, COLONIE, NY 12205-2418 |
| Name | Verified Name |
|---|---|
| Address | 17 SEWARD ST APT 23, 23, SARATOGA SPRINGS, NY 12866-1117 |
| Document Number | 0000003069 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 202603069 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 18, 2017 |
| Property Address | 1 LAUREL LN, SCHENECTADY, NY 12304-2474 |
| Document Number | 0000032084 |
| Book / Page | 1967 / 195 |
| Instrument Date | Jul 6, 2017 |
| Instrument | 201732084 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | STEWART TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $884.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1309 SW OVERLOOK DR, 1309, TOPEKA, KS 66615-1479 |
| Name | Verified Name |
|---|---|
| Address | 341 STANFORD AVE, SCHENECTADY, NY 12304-4107 |
| Document Number | 0000032085 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 4773/819 |
| Instrument | 201732085 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,757.00 | $191,000 (-) Land $36,900 Building $154,100 | $283,000 (+11.13%) Land $54,674 Building $228,326 |
| 2024 | $191,000 (-) Land $36,900 Building $154,100 | $254,667 (+5.32%) Land $49,200 Building $205,467 | |
| 2023 | $191,000 Land $36,900 Building $154,100 | $241,800 Land $46,714 Building $195,086 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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