Schenectady County and Niskayuna Town property record for 3 Laurel Ln, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,709 sqft · built 1986 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,700 (2025) |
| Deeds & Mortgages | May 2026 Sale Jun 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.20-1-49 |
| Primary APN | 422400 60.20-1-49 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,709 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| Basement Area | 675 sqft |
| Finished Basement | 675 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3 LAUREL LN |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | LOREDANA ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 49.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 31902 |
Source: Schenectady County and Niskayuna Town records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3 LAUREL LN, SCHENECTADY, NY 12304-2474 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 19, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY RESOURCE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 12, 2026 |
| Transfer Doc | 0000011634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 19, 2026 |
| Property Address | 3 LAUREL LN, SCHENECTADY, NY 12304-2474 |
| Document Number | 0000011634 |
| Book / Page | 2172 / 506 |
| Instrument Date | May 12, 2026 |
| Instrument | 202611634 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3 LAUREL LN, SCHENECTADY, NY 12304-2474 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3 LAUREL LN, SCHENECTADY, NY 12304-2474 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 LAUREL LN, SCHENECTADY, NY 12304-2474 |
| Document Number | 0000025498 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 5105/392 |
| Instrument | 202125498 |
| Name | COMMUNITY RESOURCE FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 25, 2041 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,700.00 | $202,000 (-) Land $35,800 Building $166,200 | $299,300 (+17.05%) Land $53,044 Building $246,256 |
| 2023 | $202,000 Land $35,800 Building $166,200 | $255,700 Land $45,317 Building $210,383 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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