5 Grist Mill Rd, Monroe, CT 06468 Property Records

Monroe Town property record for 5 Grist Mill Rd, Monroe, CT 06468

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 4,558 sqft · built 1989
Lot Size	2.93 acres (127,631 sqft)
Owner	Individual Name on File
Last Sale	$875,500 (Feb 2025)
Tax Bill	$20,649 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12501011`

Property Details

APN / Parcel Number

Primary APN	`12501011`
Alternative APNs	`MONR M:125 B:010 L:11` `MNRO M:125 B:010 L:11`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	4,558 sqft Living Area
Gross Area	9,336 sqft
1st Floor Area	4,841 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	127,631 sqft (2.93 acres)
Garage Type	Attached
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	12501011
Street Address	5 GRIST MILL RD
City	MONROE
State	CT
Zip	06468-1300
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RF3
Legal Block	10
Legal Lot Number	11
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4001
Census Tract	100300

Owner

5 Grist Mill Rd, a duplex, is owned and occupied by an individual who bought it in February 2025.

Source: Monroe Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5 GRIST MILL RD, MONROE, CT 06468-1300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
Jan 22, 2021	Deed of Trust, Mortgage · Balloon Mortgage JPMORGAN CHASE BANK NA
Feb 3, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2025 · Amount on File
Deed Sale	Feb 3, 2025 · Amount on File
Prior Sale	Dec 30, 1991 · Amount on File
Deed Document Number	2025192
Deed Book / Page	2231 / 539
Prior Transfer Date	Jan 31, 2025
Prior Transfer Doc	002231-539
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	5 GRIST MILL RD, MONROE, CT 06468-1300
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002239-546
Date	Nov 24, 2025
Book Page	2239/546
Instrument	2265

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	5 GRIST MILL RD, MONROE, CT 06468-1300
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002133-231
Date	Jan 22, 2021
Book Page	2133/231
Instrument	262

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2050

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Feb 3, 2025
Property Address	5 GRIST MILL RD, MONROE, CT 06468-1300
Document Number	002231-539
Book / Page	2231 / 539
Instrument Date	Jan 31, 2025
Instrument	192
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000193
Date	Feb 3, 2025
Instrument	193

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5 Grist Mill Rd was $20,649, up 8.1% from the year before.

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,649.00 (+8.12%)	$691,070 (+3.74%) Land $156,170 Building $534,900	$886,649 (+90.14%)
2025	$19,099.00	$666,170 Land $156,170 Building $510,000	$466,319 Land $109,319 Building $357,000
2024	$19,099.00 (+17.6%)
2023	$16,240.00 (+1.87%)	$432,500 (-) Land $131,100 Building $301,400
2022	$15,942.00	$432,500 Land $131,100 Building $301,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Grist Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Grist Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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