45 Grist Mill Rd, Monroe, CT 06468 Property Records

Monroe Town property record for 45 Grist Mill Rd, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,997 sqft · built 1993
Lot Size	2.71 acres (118,048 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Dec 2015)
Tax Bill	$16,504 (2026)
Deeds & Mortgages	May 2022 Refinance Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12501015`

Property Details

APN / Parcel Number

Primary APN	`12501015`
Alternative APNs	`MONR M:125 B:010 L:15` `MNRO M:125 B:010 L:15`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,997 sqft Living Area
Gross Area	5,262 sqft
1st Floor Area	2,997 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	118,048 sqft (2.71 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	12501015
Street Address	45 GRIST MILL RD
City	MONROE
State	CT
Zip	06468-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF3
Legal Block	10
Legal Lot Number	15
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4001
Census Tract	100300

Owner

Source: Monroe Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 GRIST MILL RD, MONROE, CT 06468-1300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE
Jul 26, 2017	Deed of Trust, Mortgage TOTAL MORTGAGE SERVICES LLC
Apr 9, 2018	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
Mar 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2015 · Amount on Record
Deed Sale	Dec 21, 2015 · Amount on Record
Prior Sale	Mar 22, 1993 · Amount on Record
Deed Book / Page	1904 / 2
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	45 GRIST MILL RD, MONROE, CT 06468-1300
Transaction Type	Mortgage
Record Updated	Apr 24, 2025
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002206-222
Date	May 11, 2022
Book Page	2206/222
Instrument	1269

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	45 GRIST MILL RD, MONROE, CT 06468-1300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1968-241
Date	Jul 26, 2017
Book Page	1968/241

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	45 GRIST MILL RD, MONROE, CT 06468-1300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1996-197
Date	Apr 9, 2018
Book Page	1996/197

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	348 Months
Due	Apr 1, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	45 GRIST MILL RD, MONROE, CT 06468-1300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2074-248
Date	Mar 11, 2020
Book Page	2074/248

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,504.00 (+4.22%)	$552,350 (-) Land $153,650 Building $398,700	$834,243 (+115.76%)
2025	$15,836.00	$552,350 (+46.82%) Land $153,650 Building $398,700	$386,645 Land $107,555 Building $279,090
2024	$15,836.00 (+12.11%)
2023	$14,126.00 (+1.87%)	$376,200 (-) Land $129,900 Building $246,300
2022	$13,867.00	$376,200 Land $129,900 Building $246,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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