23 Grist Mill Rd, Monroe, CT 06468 Property Records

Monroe Town property record for 23 Grist Mill Rd, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,944 sqft · built 1994
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Aug 2026)
Tax Bill	$16,649 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12501013`

Property Details

APN / Parcel Number

Primary APN	`12501013`
Alternative APNs	`MONR M:125 B:010 L:13` `MNRO M:125 B:010 L:13`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,944 sqft Living Area
Gross Area	5,236 sqft
1st Floor Area	2,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	131,116 sqft (3.01 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	12501013
Street Address	23 GRIST MILL RD
City	MONROE
State	CT
Zip	06468-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF3
Legal Block	10
Legal Lot Number	13
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4001
Census Tract	100300

Owner

23 Grist Mill Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Monroe Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 GRIST MILL RD, MONROE, CT 06468-1300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
May 6, 2026	Deed of Trust, Mortgage · Line of Credit
May 26, 2020	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on File
Deed Sale	Aug 25, 2026 · Amount on File
Prior Sale	Jan 30, 2015 · Amount on File
Deed Document Number	20261784
Deed Book / Page	2247 / 741
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Aug 25, 2026
Property Address	23 GRIST MILL RD, MONROE, CT 06468-1300
Document Number	0000001784
Book / Page	2247 / 741
Instrument Date	Aug 20, 2026
Instrument	20261784
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 GRIST MILL RD, MONROE, CT 06468-1300

Mortgage

Date	Aug 25, 2026

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Recording Date	May 6, 2026
Property Address	23 GRIST MILL RD, MONROE, CT 06468-1300
Document Number	0000000914
Book / Page	2244 / 60
Instrument Date	Apr 16, 2026
Instrument	2026914
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 GRIST MILL RD, MONROE, CT 06468-1300

Mortgage

Document Number	0002244-60,
Date	May 6, 2026
Book Page	2244/60
Instrument	2026914

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	23 GRIST MILL RD, MONROE, CT 06468-1300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2084-253
Date	May 26, 2020
Book Page	2084/253

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 23 Grist Mill Rd was $16,649, up 4.2% from the year before.

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,649.00 (+4.23%)	$557,180 (-) Land $157,080 Building $400,100	$788,719 (+102.22%)
2025	$15,974.00	$557,180 Land $157,080 Building $400,100	$390,026 Land $109,956 Building $280,070
2024	$15,974.00 (+11.28%)
2023	$14,355.00 (+1.87%)	$382,300 (-) Land $131,600 Building $250,700
2022	$14,092.00	$382,300 Land $131,600 Building $250,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 23 Grist Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Grist Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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