54 Grist Mill Rd, Monroe, CT 06468 Property Records

Monroe Town property record for 54 Grist Mill Rd, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,240 sqft · built 1992
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$509,000 (Apr 2020)
Tax Bill	$17,244 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Sep 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12501007`

Property Details

APN / Parcel Number

Primary APN	`12501007`
Alternative APNs	`MONR M:125 B:010 L:07` `MNRO M:125 B:010 L:07`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,240 sqft Living Area
Gross Area	5,544 sqft
1st Floor Area	3,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	131,116 sqft (3.01 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	12501007
Street Address	54 GRIST MILL RD
City	MONROE
State	CT
Zip	06468-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF3
Legal Block	10
Legal Lot Number	7
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4001
Census Tract	100300

Owner

Source: Monroe Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 GRIST MILL RD, MONROE, CT 06468-1348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Deed of Trust, Mortgage · Line of Credit SIKORSKY FINANCIAL CREDIT UNION INC
Sep 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC
Jan 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC
Nov 2, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC
Dec 15, 2020	Deed of Trust, Mortgage · Balloon Mortgage LOANDEPOT.COM LLC
Apr 13, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Jun 30, 1993 · Amount on Record
Deed Book / Page	2078 / 81
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	54 GRIST MILL RD, MONROE, CT 06468-1348
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002236-410
Date	Aug 14, 2025
Book Page	2236/410
Instrument	1568

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2045

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	54 GRIST MILL RD, MONROE, CT 06468-1348
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002186-180
Date	Sep 28, 2021
Book Page	2186/180
Instrument	3464

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	54 GRIST MILL RD, MONROE, CT 06468-1348
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002213-143
Date	Jan 9, 2023
Book Page	2213/143
Instrument	32

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	54 GRIST MILL RD, MONROE, CT 06468-1348
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002220-719
Date	Nov 2, 2023
Book Page	2220/719
Instrument	2084

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	54 GRIST MILL RD, MONROE, CT 06468-1348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2125-159
Date	Dec 15, 2020
Book Page	2125/159
Instrument	3640

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Apr 13, 2020
Property Address	54 GRIST MILL RD, MONROE, CT 06468-1348
Document Number	2078-81
Book / Page	2078 / 81
Instrument Date	Mar 31, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	207883
Date	Apr 13, 2020
Instrument	2078/83

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,244.00 (+4.22%)	$577,110 (-) Land $157,010 Building $420,100	$852,776 (+111.1%)
2025	$16,546.00	$577,110 (+45.99%) Land $157,010 Building $420,100	$403,977 Land $109,907 Building $294,070
2024	$16,546.00 (+11.47%)
2023	$14,844.00 (+1.87%)	$395,300 (-) Land $131,600 Building $263,700
2022	$14,571.00	$395,300 Land $131,600 Building $263,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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