5 Garrison Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 5 Garrison Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,802 sqft · built 1997
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on File
Last Sale	$383,500 (Jul 2017)
Tax Bill	$75 (2025)
Deeds & Mortgages	Apr 2021 Refinance Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0096 B:000C L:00003`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0096 B:000C L:00003`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,802 sqft Living Area
Gross Area	3,962 sqft
Basement Area	1,104 sqft
Unfinished Basement	276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,420 sqft (1.41 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	5 GARRISON RD
City	SHIRLEY
State	MA
Zip	01464-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	C
Legal Lot Number	3
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	1
Census Block	1005
Census Tract	388200

Owner

Source: Middlesex County and Shirley Town records · APN SHIR M:0096 B:000C L:00003

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 GARRISON RD, SHIRLEY, MA 01464-2304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Jul 21, 2017	Quit Claim Deed, Transfer · FHA Mortgage SHAMROCK FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Prior Sale	Oct 12, 2016
Deed Book / Page	69642 / 214
Transfer Doc	68192-289
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	5 GARRISON RD, SHIRLEY, MA 01464-2304
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00077487-1
Date	Apr 12, 2021
Book Page	77487/1
Instrument	81777

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	5 GARRISON RD, SHIRLEY, MA 01464-2304
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77487-1
Date	Apr 12, 2021
Book Page	77487/1
Instrument	81777

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Jul 21, 2017
Property Address	5 GARRISON RD, SHIRLEY, MA 01464-2304
Document Number	69642-214
Book / Page	69642 / 214
Instrument	114526
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$60.74
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GARRISON RD, SHIRLEY, MA 01464-2304
Investor	Possibly a Property Investor

Mortgage

Document Number	696420217
Date	Jul 21, 2017
Instrument	69642/0217

Lender

Name	SHAMROCK FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2047

Tax Assessment & Valuation

Source: Middlesex County and Shirley Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$75.00 (-98.99%)	$582,200 (+6.38%) Land $138,400 Building $443,800	$542,355
2024	$7,427.00 (+5.42%)	$547,300 (+10.17%) Land $126,500 Building $420,800
2023	$7,045.00	$496,800 Land $126,500 Building $370,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 35 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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