34 Garrison Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 34 Garrison Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,411 sqft · built 1986
Lot Size	2.38 acres (103,673 sqft)
Owner	2 Trust Names on File
Last Sale	$199,900 (Sep 2013)
Tax Bill	$6,077 (2026)
Deeds & Mortgages	Aug 2026 Transfer Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0106 B:000A L:014-1`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0106 B:000A L:014-1`
Alternative APN	`M:0106 B:000A L:014=1`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,411 sqft Living Area
Gross Area	3,854 sqft
Basement Area	1,023 sqft
Unfinished Basement	307 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	103,673 sqft (2.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	34 GARRISON RD
City	SHIRLEY
State	MA
Zip	01464-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	A
Legal Lot Number	14-1
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	1
Census Block	1005
Census Tract	388200

Owner

34 Garrison Rd is owner-occupied and held in a trust since August 2026.

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	34 GARRISON RD, SHIRLEY, MA 01464-2305
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW ENGLAND REGIONAL MORTGAGE CORP
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2013 · Amount on File
Deed Sale	Sep 17, 2013 · Amount on File
Prior Sale	Dec 31, 1993 · Amount on File
Deed Document Number	201320
Deed Book / Page	62645 / 544
Last Transfer Date	Aug 25, 2026
Transfer Doc	0000107875
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Aug 26, 2026
Property Address	34 GARRISON RD, SHIRLEY, MA 01464-2305
Document Number	0000107875
Book / Page	86059 / 65
Instrument Date	Aug 25, 2026
Instrument	2026107875
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 GARRISON RD, SHIRLEY, MA 01464-2305

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	34 GARRISON RD, SHIRLEY, MA 01464-2305
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077084-100
Date	Feb 26, 2021
Book Page	77084/100
Instrument	44247

Lender

Name	NEW ENGLAND REGIONAL MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	34 GARRISON RD, SHIRLEY, MA 01464-2305
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080432-196
Date	Jul 14, 2022
Book Page	80432/196
Instrument	107522

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 34 Garrison Rd was $6,077, up 9,862.3% from the year before.

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,077.00 (+9,862.3%)	$490,500 (+3.81%) Land $143,100 Building $347,400	$585,332 (+14.31%)
2025	$61.00 (-98.97%)	$472,500 (+8.2%) Land $125,100 Building $347,400	$512,050
2024	$5,926.00 (+5.56%)	$436,700 (+10.31%) Land $114,000 Building $322,700
2023	$5,614.00	$395,900 Land $114,000 Building $281,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Garrison Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Garrison Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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