55 Garrison Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 55 Garrison Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,644 sqft · built 1972
Lot Size	1.2 acres (52,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,000 (Oct 2016)
Tax Bill	$5,080 (2026)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0106 B:000B L:001-2`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0106 B:000B L:001-2`
Alternative APN	`M:0106 B:000B L:001=2`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
Gross Area	2,719 sqft
Basement Area	1,256 sqft
Unfinished Basement	879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,577 sqft (1.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	55 GARRISON RD
City	SHIRLEY
State	MA
Zip	01464-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	B
Legal Lot Number	1-2
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	1
Census Block	1005
Census Tract	388200

Owner

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 GARRISON RD, SHIRLEY, MA 01464-2304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PATRIOT BANK
Mar 19, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance PATRIOT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2016 · Amount on Record
Deed Sale	Oct 21, 2016 · Amount on Record
Prior Sale	Apr 7, 2016
Deed Book / Page	68250 / 124
Last Transfer Date	Mar 15, 2021
Transfer Doc	077272-216
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	55 GARRISON RD, SHIRLEY, MA 01464-2304
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077272-219
Date	Mar 19, 2021
Book Page	77272/219
Instrument	61599

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Mar 19, 2021
Property Address	55 GARRISON RD, SHIRLEY, MA 01464-2304
Document Number	077272-216
Book / Page	77272 / 216
Instrument Date	Mar 15, 2021
Instrument	61598
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 GARRISON RD, SHIRLEY, MA 01464-2304

Mortgage

Document Number	077272-219
Date	Mar 19, 2021
Book Page	77272/219
Instrument	61599

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,080.00 (+10,267.35%)	$410,000 (+6.85%) Land $138,000 Building $272,000	$460,114 (+37.71%)
2025	$49.00 (-99.01%)	$383,700 (+5.27%) Land $120,300 Building $263,400	$334,115
2024	$4,946.00 (+4.06%)	$364,500 (+8.74%) Land $109,700 Building $254,800
2023	$4,753.00	$335,200 Land $109,700 Building $225,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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