Middlesex County and Shirley Town property record for 11 Garrison Rd, Shirley, MA 01464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,108 sqft · built 1997 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,045 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Jun 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SHIR M:0096 B:000C L:003-3 |
| Primary APN | SHIR M:0096 B:000C L:003-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,108 sqft Living Area |
| Gross Area | 3,432 sqft |
| Basement Area | 1,172 sqft |
| Unfinished Basement | 1,172 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 11 GARRISON RD |
|---|---|
| City | SHIRLEY |
| State | MA |
| Zip | 01464-2304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | SHIRLEY |
| Legal Block | C |
| Legal Lot Number | 3-3 |
| Jurisdiction | SHIRLEY MA |
| Township / Civil Division | SHIRLEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 388200 |
Source: Middlesex County and Shirley Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 GARRISON RD, SHIRLEY, MA 01464-2304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK |
| Jun 20, 2017 | Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK |
| May 15, 2017 | Quit Claim Deed, Transfer FIDELITY COOPERATIVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIRLEY MA |
| Property Address | 11 GARRISON RD, SHIRLEY, MA 01464-2304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 079579-168 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 79579/168 |
| Instrument | 12642 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIRLEY MA |
| Property Address | 11 GARRISON RD, SHIRLEY, MA 01464-2304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69464-385 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 69464/385 |
| Instrument | 93461 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIRLEY MA |
| Recording Date | May 15, 2017 |
| Property Address | 11 GARRISON RD, SHIRLEY, MA 01464-2304 |
| Document Number | 69279-84 |
| Book / Page | 69279 / 84 |
| Instrument | 71215 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $52.09 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 GARRISON RD, SHIRLEY, MA 01464-2304 |
| Document Number | 69279-87 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 69279/87 |
| Instrument | 71216 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Shirley Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,045.00 (+10,414.93%) | $568,600 (+9.83%) Land $164,100 Building $404,500 | $601,762 (-5.1%) |
| 2025 | $67.00 (-98.98%) | $517,700 (+7.3%) Land $136,700 Building $381,000 | $634,125 |
| 2024 | $6,548.00 (+7.22%) | $482,500 (+12.03%) Land $125,000 Building $357,500 | |
| 2023 | $6,107.00 | $430,700 Land $125,000 Building $305,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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