5 Fraser St, Yale, MI 48097 Property Records

St. Clair County property record for 5 Fraser St, Yale, MI 48097 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,642 sqft · built 1947
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2021)
Tax Bill	$2,807 (2024)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-08-600-0019-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-600-0019-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,642 sqft Living Area
Basement Area	821 sqft

Exterior

Year Built	Built 1947
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	97 ft deep x 66.5 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74086000019000
Street Address	5 FRASER ST
City	YALE
State	MI
Zip	48097-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF LOT 7 BLK 2 ORCHARD HILL ADDITION TO VILLAGE OF BROCKWAY CENTRE
Legal Subdivision	ORCHARD HILL ADDITION
Legal Block	2
Legal Lot Number	7
Legal Unit	7
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1002
Census Tract	655100

Owner

Source: St. Clair County records · APN 74-08-600-0019-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 FRASER ST, YALE, MI 48097-2925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL CORP
Aug 13, 2021	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Jun 06, 2012 · Amount on Record
Deed Document Number	2021023309
Deed Book / Page	5407 / 944
Record Updated	Jun 07, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5 FRASER ST, YALE, MI 48097-2925
Transaction Type	Mortgage
Record Updated	Dec 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FRASER ST, YALE, MI 48097-2925

Mortgage

Document Number	0005578989
Date	Nov 17, 2022
Book Page	5578/989
Instrument	2022025673

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Aug 01, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 13, 2021
Property Address	5 FRASER ST, YALE, MI 48097-2925
Document Number	5407944
Book / Page	5407 / 944
Map Reference	LB 8 PG 71
Instrument Date	Jul 29, 2021
Instrument	2021023309
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FRASER ST, YALE, MI 48097-2925

Mortgage

Document Number	0005402467
Date	Aug 03, 2021
Book Page	5402/467
Instrument	2021022303

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,100 (+16.39%)
2024	$2,807.00 (+8.55%)		$156,200 (+16.39%)
2023		$67,100
2022	$2,586.00		$134,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Agri-Valley Communications	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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