209 Fraser St, Yale, MI 48097 Property Records

St. Clair County property record for 209 Fraser St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,190 sqft · built 1930
Lot Size	0.427 acres (18,600 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Jan 2017)
Tax Bill	$2,530 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-08-600-0045-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-600-0045-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,190 sqft Living Area
1st Floor Area	1,022 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	141 ft deep x 132 ft wide
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 FRASER ST
City	YALE
State	MI
Zip	48097-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 & LOT 8 EXC N 22 FT BLK 4 ORCHARD HILL ADDITION TO VILLAGE OF BROCKWAY CENTRE
Legal Subdivision	ORCHARD HILL ADDITION
Legal Block	4
Legal Lot Number	7-8
Legal Unit	7,8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1000
Census Tract	655100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 FRASER ST, YALE, MI 48097-2926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL MORTGAGE CO
Jan 5, 2017	Warranty Deed, Transfer · Conventional Mortgage TRI COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2017 · Amount on Record
Deed Sale	Jan 5, 2017 · Amount on Record
Deed Document Number	2017289
Deed Book / Page	4785 / 584
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	209 FRASER ST, YALE, MI 48097-2926
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 FRASER ST, YALE, MI 48097-2926

Mortgage

Document Number	5420609
Date	Sep 14, 2021
Book Page	5420/609
Instrument	2021026266

Lender

Name	MUTUAL MORTGAGE CO
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 5, 2017
Property Address	209 FRASER ST, YALE, MI 48097-2926
Document Number	004785/584
Book / Page	4785 / 584
Map Reference	LB 8 PG 71
Instrument Date	Dec 16, 2016
Instrument	2017000289
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 FRASER ST, 209, YALE, MI 48097-2926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7607 HEWITT RD, GREENWOOD, MI 48006-2420
Investor	Possibly a Property Investor

Mortgage

Document Number	0047850586
Date	Jan 5, 2017
Book Page	4785/586
Instrument	2017000290

Lender

Name	TRI COUNTY BANK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,000 (+5.03%)	$188,000 (+5.03%)
2025	$2,530.00 (+4.03%) Homeowner's exemption	$89,500 (+17.3%)
2024	$2,432.00 (+8.57%)		$179,000 (+17.3%)
2023		$76,300
2022	$2,240.00		$152,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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