203 Fraser St, Yale, MI 48097 Property Records

St. Clair County property record for 203 Fraser St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,094 sqft · built 1938
Lot Size	0.127 acres (5,532 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Nov 2025)
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-08-600-0044-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-600-0044-000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,094 sqft Living Area
1st Floor Area	822 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	5,532 sqft (0.127 acres)
Lot Dimensions	97 ft deep x 57 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	203 FRASER ST
City	YALE
State	MI
Zip	48097-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 57 FT OF LOT 6 BLK 4 ORCHARD HILL ADDITION TO VILLAGE OF BROCKWAY CENTRE
Legal Subdivision	ORCHARD HILL ADDITION
Legal Block	4
Legal Lot Number	6
Legal Unit	6
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1000
Census Tract	655100

Owner

203 Fraser St is owned and occupied by two individuals who acquired it in July 2026.

Source: St. Clair County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	203 FRASER ST, YALE, MI 48097-2926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 17, 2025	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	May 5, 2005 · Amount on File
Deed Document Number	202522059
Deed Book / Page	5872 / 127
Last Transfer Date	Jul 2, 2026
Transfer Doc	0000019698
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 28, 2026
Property Address	203 FRASER ST, YALE, MI 48097-2926
Document Number	0000019698
Book / Page	5969 / 308
Instrument Date	Jul 2, 2026
Instrument	202619698
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	203 FRASER ST, YALE, MI 48097-2926
Investor	Possibly a Property Investor

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 17, 2025
Property Address	203 FRASER ST, YALE, MI 48097-2926
Document Number	0005872127
Book / Page	5872 / 127
Map Reference	LB 8 PG 71
Instrument Date	Oct 17, 2025
Instrument	2025022059
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 FRASER ST, YALE, MI 48097-2926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 FRASER ST, YALE, MI 48097-2926
Investor	Possibly a Property Investor

Mortgage

Document Number	2025022060
Date	Nov 17, 2025
Instrument	2025022060

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 203 Fraser St was $1,236 with a homeowner's exemption, up 4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,400 (+4.66%)	$116,800
2025	$1,236.00 (+4.04%) Homeowner's exemption	$55,800
2024	$1,188.00		$111,600
2023		$48,100
2022	$1,095.00		$96,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Fraser St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Fraser St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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