202 Fraser St, Yale, MI 48097 Property Records

St. Clair County property record for 202 Fraser St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,282 sqft · built 1900
Lot Size	0.673 acres (29,316 sqft)
Owner	Individual Name on File
Last Sale	$33,309 (Nov 2015)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-08-600-0057-001`

Property Details

APN / Parcel Number

Primary APN	`74-08-600-0057-001`

Interior

Full Baths	1 Bath
Building Area	1,282 sqft Living Area
1st Floor Area	1,030 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	29,316 sqft (0.673 acres)
Lot Dimensions	132 ft deep x 222 ft wide
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	202 FRASER ST
City	YALE
State	MI
Zip	48097-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 TO 3 & W 24' OF LOT 4 BLK 6 ORCHARD HILL ADDITION TO BROCKWAY CENTRE
Legal Subdivision	ORCHARD HILL ADDITION
Legal Block	6
Legal Lot Number	1-4
Legal Unit	1,4
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1003
Census Tract	655100

Owner

202 Fraser St is owned and occupied by an individual who bought it in November 2015.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	202 FRASER ST, YALE, MI 48097-2928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 30, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE CENTER LLC
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage ADVIA CU
May 25, 2017	Deed of Trust, Mortgage MORTGAGE CTR LLC
Dec 21, 2016	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2015 · Amount on File
Deed Sale	Nov 18, 2015 · Amount on File
Prior Sale	Mar 12, 2015 · Amount on File
Deed Book / Page	4659 / 484
Prior Transfer Date	Mar 5, 2015
Prior Transfer Doc	004584/561
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	202 FRASER ST, YALE, MI 48097-2928
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 FRASER ST, YALE, MI 48097-2928

Mortgage

Document Number	0005900961
Date	Feb 27, 2026
Book Page	5900/961
Instrument	2026003739

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	360 S ROSEMARY AVE STE 1900, WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	202 FRASER ST, YALE, MI 48097-2928
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 FRASER ST, YALE, MI 48097-2928

Mortgage

Document Number	5342775
Date	Mar 30, 2021
Book Page	5342/775
Instrument	2021009120

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	202 FRASER ST, YALE, MI 48097-2928
Document Number	0048730193
Book / Page	004873 / 000193
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 FRASER ST YALE MI 480972928, YALE, MI 48097-2928

Mortgage

Document Number	0048730193
Date	Sep 26, 2017
Book Page	004873/000193

Lender

Name	ADVIA CU
Type	Credit Union
Address	PARCHMENT, MI 49004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 25, 2037

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	202 FRASER ST, YALE, MI 48097-2928
Document Number	0048380327
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 FRASER ST YALE MI 480972928, YALE, MI 48097-2928

Mortgage

Document Number	0048380327
Date	Jun 7, 2017
Book Page	004838/000327

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 6, 2032

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	202 FRASER ST, YALE, MI 48097-2928
Document Number	0047880314
Book / Page	004788 / 000314
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Feb 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 FRASER ST BROCKWAY MI 480972928, BROCKWAY, MI 48097-2928

Mortgage

Document Number	0047880314
Date	Jan 10, 2017
Book Page	004788/000314

Lender

Name	ADVIA CU
Type	Credit Union
Address	2525 MILTON AVE, JANESVILLE, WI 53545-0451

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 9, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,300 (+6.29%)	$138,600
2025	Homeowner's exemption	$65,200
2024			$130,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Fraser St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Fraser St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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