Fluvanna County property record for 5 E Point Rd, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,456 sqft Living Area |
| Lot Size | 15,594 sqft (0.358 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $218,500 (2021) |
| Tax Bill | $1,848.00 (2025) |
| Primary APN | 18A 6 91 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 3,592 sqft Gross Area |
| 1st Floor | 1,456 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,594 sqft (0.358 acres) |
| Garage Area | 640 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Deck Area | 360 sqft Deck |
| Porch Area | 320 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 1303 |
|---|---|
| Street Address | 5 E POINT RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2045 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INST 210002099 RIVERSIDE-6 LOT 91 15,582 SF |
| Legal Subdivision | RIVERSIDE |
| Legal Block | 9 |
| Legal Lot Number | 91 |
| Jurisdiction | FLUVANNA VA |
| Minor Civil Division | PALMYRA |
| Census Blockgroup | 4 |
| Census Block | 4003 |
| Census Tract | 20101 |
Source: Fluvanna County records · APN 18A 6 91
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 E POINT RD, PALMYRA, VA 22963-2045 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HUD |
| Apr 27, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE |
| Mar 28, 2017 | Deed, Transfer · Conventional Mortgage IMPAC MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on Record |
| Deed Sale | Apr 27, 2021 · Amount on Record |
| Prior Sale | Mar 28, 2017 |
| Deed Doc Number | 20212099 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 5 E POINT RD, PALMYRA, VA 22963-2045 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0210000615 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 210000615 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Apr 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 27, 2021 |
| Property Address | 5 E POINT RD, PALMYRA, VA 22963-2045 |
| Document Number | 210002099 |
| Map Reference | DB 983 PG 350 |
| Instrument Date | Apr 01, 2021 |
| Instrument | 210002099 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 E POINT RD, PALMYRA, VA 22963-2045 |
| Document Number | 210002100 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 210002100 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Mar 28, 2017 |
| Property Address | 5 E POINT RD, PALMYRA, VA 22963-2045 |
| Document Number | 1700979 |
| Map Reference | PB 82 PG 481 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 1700979 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 E POINT RD, PALMYRA, VA 22963-2045 |
| Document Number | 1700980 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 1700980 |
| Name | IMPAC MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,800 (-) Land $30,000 Building $214,800 | $244,800 (-) Land $30,000 Building $214,800 | |
| 2025 | $1,848.00 (+8.51%) | $244,800 (+21.31%) Land $30,000 Building $214,800 | $244,800 (+21.31%) Land $30,000 Building $214,800 |
| 2023 | $201,800 Land $30,000 Building $171,800 | $201,800 Land $30,000 Building $171,800 | |
| 2022 | $1,703.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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