5 Cutter Pl, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 5 Cutter Pl, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,800 sqft · built 2006
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$1,400,000 (Nov 2024)
Tax Bill	$6,950 (2025)
Deeds & Mortgages	Nov 2024 Sale
Flood Zone	Zone AE (high risk)
APN	`10459864`

Property Details

APN / Parcel Number

Primary APN	`10459864`
Alternative APNs	`R600 013 000 0176 0000` `R603 013 000 0176 0000`

Interior

Bedrooms	3 Beds
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,800 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10459864
Old Parcel Number	R603 013 000 0176 0000
Street Address	5 CUTTER PL
City	BLUFFTON
State	SC
Zip	29909-4325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 217 RIVERBEND S/D BLK 104 PB85 PG55 PB86 PG16 PB95 P173
Legal Subdivision	RIVERBEND BY SUNCITY
Legal Block	104
Legal Lot Number	217
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1104
Census Tract	2202

Owner

Source: Beaufort County records · APN 10459864

Assessment roll updated September 13, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	BLUFFTON, SC 29909
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Dec 13, 2004 · Amount on Record
Deed Document Number	2024051660
Deed Book / Page	4386 / 617
Record Updated	Jun 08, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 22, 2024
Property Address	5 CUTTER PL, BLUFFTON, SC 29909-4325
Document Number	0000051660
Book / Page	4386 / 617
Map Reference	MB 95 PG 173
Instrument Date	Nov 15, 2024
Instrument	2024051660
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Tax	$3,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,950.00 (+34.2%)	$56,000 (+15.72%)
2024	$5,179.00	$48,392 (-) Land $19,800 Building $28,592	$1,209,800 (-13.59%) Land $495,000 Building $714,800
2023	$5,179.00 (+9.01%)	$48,392 (+15.41%) Land $19,800 Building $28,592	$1,400,000 (+33.55%) Land $495,000 Building $905,000
2022	$4,751.00	$41,932 Land $18,000 Building $23,932	$1,048,300 Land $450,000 Building $598,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), as of March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130022021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 985 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	985 in force
Nearby Flood Claims	23 (2009–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 13 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Palmetto Rural Telephone Cooperative.

Based on FCC filings for 84 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC0720003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BJW&SA serves 164,829 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.