Beaufort County property record for 3 Cutter Pl, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 4,319 sqft · built 2010 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $355,000 (Apr 2005) |
| Tax Bill | $5,336 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 10459855 |
| Primary APN | 10459855 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,319 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 880 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 653 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10459855 |
|---|---|
| Old Parcel Number | R603 013 000 0175 0000 |
| Street Address | 3 CUTTER PL |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 216 RIVERBEND S/D BLK 104 PB85 PG55 PB86 PG16 PB95 P173 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 104 |
| Legal Lot Number | 216 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1104 |
| Census Tract | 2202 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 3 CUTTER PL, BLUFFTON, SC 29909-4325 |
| Occupancy | Owner Occupied |
| Last Sale | Apr 25, 2005 · Amount on Record |
|---|---|
| Deed Sale | Apr 25, 2005 · Amount on Record |
| Prior Sale | Apr 25, 2005 · Amount on Record |
| Deed Document Number | 0000031039 |
| Deed Book / Page | 002136 / 001738 |
| Last Transfer Date | Oct 19, 2011 |
| Transfer Doc | 0000052533 |
| Record Updated | Jun 8, 2026 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,336.00 (-0.09%) | $44,740 (-18.11%) | |
| 2024 | $5,341.00 | $54,632 (-) Land $19,800 Building $34,832 | $1,365,800 (-) Land $495,000 Building $870,800 |
| 2023 | $5,341.00 (+9.74%) | $54,632 (+33.56%) Land $19,800 Building $34,832 | $1,365,800 (+33.56%) Land $495,000 Building $870,800 |
| 2022 | $4,867.00 | $40,904 Land $18,000 Building $22,904 | $1,022,600 Land $450,000 Building $572,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Palmetto Telephone Communications.
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