Beaufort County property record for 11 Cutter Pl, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,348 sqft · built 2009 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Owner on Record |
| Tax Bill | $2,531 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 10459891 |
| Primary APN | 10459891 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,348 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10459891 |
|---|---|
| Old Parcel Number | R603 013 000 0179 0000 |
| Street Address | 11 CUTTER PL |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 220 RIVERBEND S/D BLK 104 PB85 PG55 PB86 PG16 PB95 P173 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 104 |
| Legal Lot Number | 220 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1114 |
| Census Tract | 2202 |
Source: Beaufort County assessment roll, as of September 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner on Record |
|---|---|
| Mailing Address | 11 CUTTER PL, BLUFFTON, SC 29909-4325 |
| Occupancy | Owner Occupied |
| Prior Sale | Sep 10, 2002 · Amount on Record |
|---|---|
| Last Transfer Date | Jul 16, 2010 |
| Transfer Doc | 0000037166 |
| Record Updated | Jun 8, 2026 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,531.00 (-0.08%) | $21,980 (-10.08%) | |
| 2024 | $2,533.00 | $24,444 (-) Land $4,520 Building $19,924 | $611,100 (-) Land $113,000 Building $498,100 |
| 2023 | $2,533.00 (+10.47%) | $24,444 (+25.46%) Land $4,520 Building $19,924 | $611,100 (+25.46%) Land $113,000 Building $498,100 |
| 2022 | $2,293.00 | $19,484 Land $4,320 Building $15,164 | $487,100 Land $108,000 Building $379,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Palmetto Telephone Communications.
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