Ottawa County property record for 5 4th St, Spring Lake, MI 49456
| Property Type | Condominium |
|---|---|
| Lot Size | 0.642 acres (27,974 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,185 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 70-03-16-409-005 |
| Primary APN | 70-03-16-409-005 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 27,974 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5 4TH ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RG 3 |
| Legal Description | UNIT 5 NORTH'S COVE DOCKOMINIUM, AS AMENDED, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 1380 PAGE 465, |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 16 |
| Legal Subdivision | CONDOMINIUM SUBD |
| Legal Block | 409 |
| Legal Unit | 5 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | FERRYSBURG |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20600 |
Source: Ottawa County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1425 ROUTE 34, 14, AURORA, IL 60503-9312 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 4, 2024 |
| Transfer Doc | 20240027193 |
| Record Updated | Sep 20, 2026 |
Source: Ottawa County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Ferrysburg City |
| Unified School District | Grand Haven Area Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,500 (-) | $41,000 (-) | |
| 2025 | $1,185.00 (+30.51%) | $20,500 (+2.5%) | $41,000 (+2.5%) |
| 2023 | $20,000 | $40,000 | |
| 2022 | $908.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 583.2 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1985–1986) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum, Verizon.
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