211 4th St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 211 4th St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 990 sqft · built 1942
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,900 (Feb 2022)
Tax Bill	$2,558 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-16-404-001`

Property Details

APN / Parcel Number

Primary APN	`70-03-16-404-001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	990 sqft Living Area
1st Floor Area	594 sqft
Basement Area	594 sqft
Unfinished Basement	594 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	66 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	211 4TH ST
City	SPRING LAKE
State	MI
Zip	49456-9099
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CORECOM
Legal Description	LOTS 5 & 6 BLK 19 EXC US-31 VIL OF FERRYSBURG
Legal Range	15W
Legal Township	5N
Legal Section	16
Legal Subdivision	ORIGINAL PLAT CITY OF 4001 FERRYSBURG
Legal Block	19
Legal Lot Number	5-6
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	2
Census Block	2005
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	211 4TH ST, SPRING LAKE, MI 49456-9099
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 22, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2022 · Amount on Record
Deed Sale	Feb 2, 2022 · Amount on Record
Prior Sale	Mar 29, 2012 · Amount on Record
Deed Document Number	20224500
Prior Transfer Date	Apr 8, 2004
Prior Transfer Doc	4492000018
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Feb 2, 2022
Property Address	211 4TH ST, SPRING LAKE, MI 49456-9099
Document Number	20220004500
Map Reference	LB 1 PG 48
Instrument Date	Jan 28, 2022
Instrument	2022-0004500
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 4TH ST, 211, SPRING LAKE, MI 49456-9099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 4TH ST, SPRING LAKE, MI 49456-9099

Mortgage

Document Number	20220004501
Date	Feb 2, 2022
Instrument	2022-0004501

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	211 4TH ST, SPRING LAKE, MI 49456-9099
Transaction Type	Mortgage
Record Updated	Apr 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180009606
Date	Mar 22, 2018
Instrument	2018-0009606

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,700 (-3.24%)	$173,400 (-3.24%)
2025	$2,558.00 (+92.62%)
2023		$89,600	$179,200
2022	$1,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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