Ottawa County property record for 214 4th St, Spring Lake, MI 49456
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 5,760 sqft · built 2005 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Company Name on Record |
| Last Sale | $8,553 (Jan 2012) |
| Tax Bill | $4,653 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-16-401-008 |
| Primary APN | 70-03-16-401-008 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 5,760 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 214 4TH ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-9041 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | SERVICE |
| Legal Description | LOTS 11 & 12, BLK 24 VIL OF FERRYSBURG |
| Legal Range | 15W |
| Legal Township | 5N |
| Legal Section | 16 |
| Legal Subdivision | VILLAGE OF FERRYSBURG |
| Legal Block | 24 |
| Legal Lot Number | 11-12 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | FERRYSBURG |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20600 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 320, FERRYSBURG, MI 49409-0320 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2012 · Amount on Record |
| Deed Sale | Jan 18, 2012 · Amount on Record |
| Deed Document Number | 20122407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 214 4TH ST, SPRING LAKE, MI 49456-9041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20230000101 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 2023-0000101 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Ferrysburg City |
| Unified School District | Grand Haven Area Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,500 (+12.62%) | $457,000 (+12.62%) | |
| 2025 | $4,653.00 (+5.18%) | ||
| 2023 | $202,900 | $405,800 | |
| 2022 | $4,424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1985–1986) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERRYSBURG serves 3,268 people · EPA ID MI0002285 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum, Verizon.
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