210 4th St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 210 4th St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1956
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on File
Tax Bill	$1,103 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-16-401-005`

Property Details

APN / Parcel Number

Primary APN	`70-03-16-401-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	104 ft deep x 66 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	210 4TH ST
City	SPRING LAKE
State	MI
Zip	49456-9098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SERVICE
Legal Description	W'LY 1/2 LOTS 1 & 2 EXC N'LY 28 FT OF W'LY 1/2 LOT 2, BLK 24 VIL OF FERRYSBURG
Legal Range	15W
Legal Township	5N
Legal Section	16
Legal Subdivision	VILLAGE OF FERRYSBURG
Legal Block	24
Legal Lot Number	1-2
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	2
Census Block	2005
Census Tract	20600

Owner

Source: Ottawa County records · APN 70-03-16-401-005

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	210 4TH ST, SPRING LAKE, MI 49456-9098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	210 4TH ST, SPRING LAKE, MI 49456-9098
Transaction Type	Mortgage
Record Updated	Jun 06, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180016542
Date	May 14, 2018
Instrument	2018-0016542

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2033

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,300 (-3.5%)	$154,600 (-3.5%)
2025	$1,103.00 (+0.64%)
2023		$80,100	$160,200
2022	$1,096.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1986 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

Based on FCC filings for 122 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FERRYSBURG serves 3,268 people
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.