Kane County property record for 4N891 E Mary Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,290 sqft · built 1977 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Dec 2002) |
| Tax Bill | $6,722 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-21-128-003 |
| Primary APN | 08-21-128-003 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| Gross Area | 2,442 sqft |
| 1st Floor Area | 1,290 sqft |
| Basement Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 4N891 E MARY DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-7851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 WS SUBDIVISION SUB 5 |
| Legal Subdivision | MARY MEADOW |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 852405 |
4N891 E Mary Dr is owned and occupied by two individuals who bought it in December 2002.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4N891 E MARY DR, SAINT CHARLES, IL 60175-7851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2019 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Nov 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMEWARD RESID'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2002 · Amount on File |
| Deed Sale | Dec 17, 2002 · Amount on File |
| Prior Sale | Nov 18, 1994 · Amount on File |
| Deed Document Number | 2002168401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4N891 E MARY DR, ST CHARLES, IL 60175-7851 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000059264 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 2019K059264 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.39% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4N891 E MARY DR, ST CHARLES, IL 60175-7851 |
| Document Number | 0000062588 |
| Instrument Date | Nov 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4N891 E MARY DR ST CHARLES IL 601757851, ST CHARLES, IL 60175-7851 |
| Document Number | 0000062588 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 62588 |
| Name | HOMEWARD RESID'L |
|---|---|
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 30, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
The 2025 property tax bill for 4N891 E Mary Dr was $6,722.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,722.00 | $103,014 (+8.43%) Land $22,393 Building $80,621 | $309,166 (+8.43%) Land $67,206 Building $241,960 |
| 2024 | $95,005 Land $20,652 Building $74,353 | $285,129 Land $61,981 Building $223,148 | |
| 2022 | $5,683.00 (+4.39%) | $72,449 (+5.91%) Land $16,824 Building $55,625 | $217,347 (+5.91%) Land $50,472 Building $166,875 |
| 2021 | $5,444.00 | $68,406 Land $15,885 Building $52,521 | $205,218 Land $47,655 Building $157,563 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4N891 E Mary Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4N891 E Mary Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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