4N851 E Mary Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 4N851 E Mary Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,412 sqft · built 1977
Lot Size0.59 acres (25,700 sqft)
Owner2 Trust Names on File
Tax Bill$6,150 (2025)
Deeds & MortgagesMay 2022 Transfer
May 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-21-128-005

Property Details

APN / Parcel Number

Primary APN08-21-128-005

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,412 sqft Living Area
Gross Area2,062 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeFrame
Lot Area25,700 sqft (0.59 acres)
Garage TypeAttached
Garage Area650 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4N851 E MARY DR
CitySAINT CHARLES
StateIL
Zip60175-7851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARY MEADOW SUB. - LOT 3
Legal SubdivisionMARY MEADOW SUB
Legal Block1
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group1
Census Block1001
Census Tract852405

Owner

4N851 E Mary Dr is owner-occupied and held in a trust since May 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Trust Names on File
Mailing Address4N851 E MARY DR, SAINT CHARLES, IL 60175-7851
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2022Intrafamily Transfer, Transfer
ATTORNEY
May 19, 2020Deed of Trust, Mortgage · Line of Credit
OLD SECOND NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 3, 2022
Transfer Doc0000024103
Record UpdatedSep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMay 4, 2022
Property Address4N851 E MARY DR, ST CHARLES, IL 60175-7851
Document Number0000024103
Instrument DateMay 3, 2022
Instrument2022K024103
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4N851 E MARY DR, ST CHARLES, IL 60175-7851

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4N851 E MARY DR, ST CHARLES, IL 60175-7851
Document Number0000028595
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyFOX TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4N851 E MARY DR ST CHARLES IL 601757851, ST CHARLES, IL 60175-7851

Mortgage

Document Number0000028595
DateJun 3, 2020
Instrument28595
Lender
NameOLD SECOND NAT'L BK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 2, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4N851 E Mary Dr was $6,150 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityCampton Hills Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,150.00 Homeowner's exemption Senior Citizen's exemption$110,247 (+8.43%) Land $22,393 Building $87,854$330,873 (+8.43%) Land $67,206 Building $263,667
2024$101,676 Land $20,652 Building $81,024$305,150 Land $61,981 Building $243,169
2022$5,483.00 (+5.36%) Homeowner's exemption$80,904 (+5.91%) Land $16,824 Building $64,080$242,712 (+5.91%) Land $50,472 Building $192,240
2021$5,204.00 Homeowner's exemption$76,389 Land $15,885 Building $60,504$229,167 Land $47,655 Building $181,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4N851 E Mary Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4N851 E Mary Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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