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4N932 E Mary Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 4N932 E Mary Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,972 sqft · built 1987
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on Record
Tax Bill$7,472 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-21-127-011

Property Details

APN / Parcel Number

Primary APN08-21-127-011

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,972 sqft Living Area
Gross Area3,388 sqft
Basement Area914 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame
Lot Area24,394 sqft (0.56 acres)
Garage TypeAttached
Garage Area502 sqft
Parking Spaces2 Parking Spaces
Deck Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4N932 E MARY DR
CitySAINT CHARLES
StateIL
Zip60175-5533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description40 W
Legal SubdivisionMARY MEADOW
Legal Block1
Legal Lot Number40
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group1
Census Block1012
Census Tract852405

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4N932 E MARY DR, SAINT CHARLES, IL 60175-5533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 7, 2020Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 24, 2001
Transfer Doc0000109074
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4N932 E MARY DR, ST CHARLES, IL 60175-5533
Transaction TypeMortgage
Record UpdatedFeb 15, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007551
DateFeb 8, 2022
Instrument2022K007551
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052
Interest
Rate3.25%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4N932 E MARY DR, ST CHARLES, IL 60175-5533
Document Number0000013721
Instrument DateFeb 7, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4N932 E MARY DR ST CHARLES IL 601755533, ST CHARLES, IL 60175-5533

Mortgage

Document Number0000013721
DateMar 17, 2020
Instrument13721
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 16, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityCampton Hills Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,472.00 (+10.73%) Homeowner's exemption$122,497 (+8.43%) Land $22,393 Building $100,104$367,638 (+8.43%) Land $67,206 Building $300,432
2024$112,973 (+22.76%) Land $20,652 Building $92,321$339,055 (+22.8%) Land $61,981 Building $277,074
2022$6,748.00 (+4.82%) Homeowner's exemption$92,031 (+5.91%) Land $16,824 Building $75,207$276,093 (+5.91%) Land $50,472 Building $225,621
2021$6,438.00 Homeowner's exemption$86,895 Land $15,885 Building $71,010$260,685 Land $47,655 Building $213,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-FERSON CREEK
private · serves 1,134 people · EPA ID IL0895800
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb
Copper1.4 mg/L (2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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