Kane County property record for 4N850 E Mary Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,482 sqft · built 1977 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on File |
| Last Sale | $432,500 (Feb 2026) |
| Tax Bill | $7,930 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-21-127-014 |
| Primary APN | 08-21-127-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,482 sqft Living Area |
| Gross Area | 2,070 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4N850 E MARY DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-7850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARY MEADOWS SUB LOT 43 |
| Legal Subdivision | MARY MEADOWS SUB |
| Legal Block | 1 |
| Legal Lot Number | 43 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 852405 |
4N850 E Mary Dr is owned by an individual who bought it in February 2026.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 243 BENNETT DR, CAROL STREAM, IL 60188-3349 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Warranty Deed, Transfer · FmHA Mortgage THE LOAN STORE INC |
| Jun 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage BLUELEAF LENDING LLC |
| Mar 24, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PACOR MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2026 · Amount on File |
| Deed Sale | Feb 5, 2026 · Amount on File |
| Prior Sale | Jun 8, 2022 · Amount on File |
| Deed Document Number | 20264993 |
| Prior Transfer Date | Sep 23, 2003 |
| Prior Transfer Doc | 0000021072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 5, 2026 |
| Property Address | 4N850 E MARY DR, ST CHARLES, IL 60175-7850 |
| Document Number | 0000004993 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 2026K004993 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $432.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4N850 E MARY DR, SAINT CHARLES, IL 60175-7850 |
| Document Number | 0000004994 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 2026K004994 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | FmHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
| Change Frequency | 5 Years |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 8, 2022 |
| Property Address | 4N850 E MARY DR, ST CHARLES, IL 60175-7850 |
| Document Number | 0000030052 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022K030052 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | SATURN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1525 COLWYN DR, DES PLAINES, IL 60019-0001 |
| Document Number | 0000030053 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2022K030053 |
| Name | BLUELEAF LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4N850 E MARY DR, ST CHARLES, IL 60175-7850 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015115 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 2017K015115 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4N850 E MARY DR, ST CHARLES, IL 60175-7850 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055339 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2020K055339 |
| Name | PACOR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OAK FOREST, IL 60452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 4N850 E Mary Dr was $7,930, up 3.1% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,930.00 (+3.11%) Homeowner's exemption | $129,516 (+8.43%) Land $22,393 Building $107,123 | $388,703 (+8.43%) Land $67,206 Building $321,498 |
| 2024 | $7,691.00 Homeowner's exemption | $119,447 Land $20,652 Building $98,795 | $358,484 Land $61,981 Building $296,504 |
| 2022 | $7,632.00 (+21.86%) | $97,305 (+23.65%) Land $16,824 Building $80,481 | $291,915 (+23.65%) Land $50,472 Building $241,443 |
| 2021 | $6,263.00 | $78,693 Land $15,885 Building $62,808 | $236,079 Land $47,655 Building $188,424 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4N850 E Mary Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4N850 E Mary Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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