4N269 Mark Twain St, Saint Charles, IL 60175 Property Records

Kane County property record for 4N269 Mark Twain St, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,257 sqft · built 2002
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Nov 2005)
Tax Bill	$18,608 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-403-013`

Property Details

APN / Parcel Number

Primary APN	`08-23-403-013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,257 sqft Living Area
Gross Area	7,245 sqft
Basement Area	2,317 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	4N269 MARK TWAIN ST
City	SAINT CHARLES
State	IL
Zip	60175-6523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 286 IN FOX MILL UNIT 8-B, IN THE TOWNSHIP OF CAMPTON, KANE COUNTY, ILLINOIS
Legal Subdivision	FOX MILL
Legal Block	2
Legal Lot Number	286
Legal Unit	8-B
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2014
Census Tract	852407

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4N269 MARK TWAIN ST, SAINT CHARLES, IL 60175-6523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2005 · Amount on Record
Deed Sale	Nov 30, 2005 · Amount on Record
Prior Sale	Nov 30, 2005 · Amount on Record
Deed Document Number	2005143428
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N269 MARK TWAIN ST, ST CHARLES, IL 60175-6523
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019761
Date	Mar 12, 2021
Instrument	2021K019761

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N269 MARK TWAIN ST, ST CHARLES, IL 60175-6523
Document Number	0000043593
Instrument Date	Jul 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4N269 MARK TWAIN ST ST CHARLES IL 601756523, ST CHARLES, IL 60175-6523

Mortgage

Document Number	0000043593
Date	Sep 18, 2019
Instrument	43593

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,608.00 (+10.75%) Homeowner's exemption	$304,113 (+8.43%) Land $41,651 Building $262,462	$912,704 (+8.43%) Land $125,003 Building $787,701
2024		$280,470 (+22.76%) Land $38,413 Building $242,057	$841,747 (+22.8%) Land $115,285 Building $726,462
2022	$16,802.00 (+6.32%) Homeowner's exemption	$228,478 (+5.91%) Land $31,292 Building $197,186	$685,434 (+5.91%) Land $93,876 Building $591,558
2021	$15,803.00 Homeowner's exemption	$215,729 Land $29,546 Building $186,183	$647,187 Land $88,638 Building $558,549

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASCO SD serves 4,000 people · EPA ID IL0890110
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fox Valley Internet, Verizon.

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