4N244 Mark Twain St, Saint Charles, IL 60175 Property Records

Kane County property record for 4N244 Mark Twain St, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,023 sqft · built 2003
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$409,000 (Jul 2020)
Tax Bill	$12,829 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-401-018`

Property Details

APN / Parcel Number

Primary APN	`08-23-401-018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,023 sqft Living Area
Gross Area	5,368 sqft
Basement Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	689 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	4N244 MARK TWAIN ST
City	SAINT CHARLES
State	IL
Zip	60175-6520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX MILL UNIT NO 8-B - LOT 295
Legal Subdivision	FOX MILL
Legal Block	2
Legal Lot Number	295
Legal Unit	8-B
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2013
Census Tract	852407

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4N244 MARK TWAIN ST, SAINT CHARLES, IL 60175-6520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Nov 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 9, 2020	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Jan 21, 2015 · Amount on Record
Deed Document Number	202036705
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N244 MARK TWAIN ST, ST CHARLES, IL 60175-6520
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041618
Date	Oct 23, 2025
Instrument	2025K041618

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 2, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N244 MARK TWAIN ST, ST CHARLES, IL 60175-6520
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089170
Date	Nov 30, 2021
Instrument	2021K089170

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N244 MARK TWAIN ST, ST CHARLES, IL 60175-6520
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014308
Date	Feb 23, 2021
Instrument	2021K014308

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	WEST BLOOMFIELD, MI 48324

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 9, 2020
Property Address	4N244 MARK TWAIN ST, ST CHARLES, IL 60175-6520
Document Number	0000036705
Map Reference	DOC 2001K040283
Instrument Date	Jun 24, 2020
Instrument	2020K036705
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4N244 MARK TWAIN ST, SAINT CHARLES, IL 60175-6520

Mortgage

Document Number	0000036706
Date	Jul 9, 2020
Instrument	2020K036706

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate	3%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,829.00 (+10.75%) Homeowner's exemption
2024		$195,658 (+22.76%) Land $38,413 Building $157,245	$587,209 (+22.8%) Land $115,285 Building $471,924
2022	$11,584.00 (+6.39%) Homeowner's exemption	$159,389 (+5.91%) Land $31,292 Building $128,097	$478,167 (+5.91%) Land $93,876 Building $384,291
2021	$10,888.00 Homeowner's exemption	$150,495 Land $29,546 Building $120,949	$451,485 Land $88,638 Building $362,847

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASCO SD serves 4,000 people · EPA ID IL0890110
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fox Valley Internet, Verizon.

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