4N251 Mark Twain St, Saint Charles, IL 60175 Property Records

Kane County property record for 4N251 Mark Twain St, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,722 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Aug 2022)
Tax Bill	$16,684 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-23-403-014`

Property Details

APN / Parcel Number

Primary APN	`08-23-403-014`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,722 sqft Living Area
Gross Area	6,529 sqft
Basement Area	2,013 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	794 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	4N251 MARK TWAIN ST
City	SAINT CHARLES
State	IL
Zip	60175-6523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX MILL UNIT NO 8-B - LOT 287
Legal Subdivision	FOX MILL
Legal Block	2
Legal Lot Number	287
Legal Unit	8-B
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2014
Census Tract	852407

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4N251 MARK TWAIN ST, SAINT CHARLES, IL 60175-6523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Oct 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	May 22, 2007 · Amount on Record
Deed Document Number	202243810
Prior Transfer Date	Sep 1, 2021
Prior Transfer Doc	0000077125
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 31, 2022
Property Address	4N251 MARK TWAIN ST, ST CHARLES, IL 60175-6523
Document Number	0000043810
Map Reference	DOC 2001K040283
Instrument Date	Apr 21, 2022
Instrument	2022K043810
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 MARWAIN STREET, SAINT CHARLES, IL 60175

Mortgage

Document Number	0000043811
Date	Aug 31, 2022
Instrument	2022K043811

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 12, 2021
Property Address	4N251 MARK TWAIN ST, ST CHARLES, IL 60175-6523
Document Number	0000077125
Map Reference	DOC 2001K040283
Instrument Date	Sep 1, 2021
Instrument	2021K077125
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4N251 MARK TWAIN ST, ST CHARLES, IL 60175-6523

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,684.00 (+2.64%) Homeowner's exemption
2024	$16,255.00 (+7.9%)	$252,233 (+22.76%) Land $38,413 Building $213,820	$757,002 (+22.8%) Land $115,285 Building $641,717
2022	$15,065.00 (+6.34%) Homeowner's exemption	$205,476 (+5.91%) Land $31,292 Building $174,184	$616,428 (+5.91%) Land $93,876 Building $522,552
2021	$14,167.00 Homeowner's exemption	$194,010 Land $29,546 Building $164,464	$582,030 Land $88,638 Building $493,392

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASCO SD serves 4,000 people · EPA ID IL0890110
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fox Valley Internet, Verizon.

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