4N303 Mark Twain St, Saint Charles, IL 60175 Property Records

Kane County property record for 4N303 Mark Twain St, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,712 sqft · built 2002
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Company Names on File
Last Sale	$705,000 (Jan 2025)
Tax Bill	$15,777 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-403-011`

Property Details

APN / Parcel Number

Primary APN	`08-23-403-011`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,712 sqft Living Area
Gross Area	6,219 sqft
1st Floor Area	2,712 sqft
Basement Area	2,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	795 sqft
Parking Spaces	3 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4N303 MARK TWAIN ST
City	SAINT CHARLES
State	IL
Zip	60175-6524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 284 IN FOX MILL UNIT 8-B
Legal Subdivision	FOX MILL
Legal Block	2
Legal Lot Number	284
Legal Unit	8-B
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2014
Census Tract	852407

Owner

Source: Kane County records · APN 08-23-403-011

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	16717 SKY VALLEY DR, RAMONA, CA 92065-5723
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 21, 2025 · Amount on Record
Deed Sale	Jan 21, 2025 · Amount on Record
Prior Sale	Sep 08, 2010 · Amount on Record
Deed Document Number	20252224
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N303 MARK TWAIN ST, ST CHARLES, IL 60175-6524
Transaction Type	Mortgage
Record Updated	Aug 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007421
Date	Feb 08, 2017
Instrument	2017K007421

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 01, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,777.00 (+10.75%)
2024		$238,924 (+22.76%) Land $38,413 Building $200,511	$717,059 (+22.8%) Land $115,285 Building $601,774
2022	$14,246.00 (+6.35%) Homeowner's exemption	$194,634 (+5.91%) Land $31,292 Building $163,342	$583,902 (+5.91%) Land $93,876 Building $490,026
2021	$13,395.00 Homeowner's exemption	$183,773 Land $29,546 Building $154,227	$551,319 Land $88,638 Building $462,681

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Opiquad, Verizon.

Based on FCC filings for 152 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASCO SD serves 4,000 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.