Lawrence County property record for 4997 Co Rd 48, Waterloo, OH 45688
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 1 ba · 2,184 sqft · built 1962 |
| Lot Size | 76 acres (3,310,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,665 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-034-1500.000 |
| Primary APN | 20-034-1500.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,184 sqft Gross Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 3,310,560 sqft (76 acres) |
| Garage Type | Detached |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 640 sqft |
| Deck Area | 60 sqft |
| Patio Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 4997 COUNTY ROAD 48 |
|---|---|
| City | WATERLOO |
| State | OH |
| Zip | 45688-9332 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 17-5-34 PT NW 76.00ACS |
| Legal Subdivision | SYMMES VALLEY |
| Jurisdiction | LAWRENCE OH |
| Township / Civil Division | SYMMES |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 50600 |
4997 Co Rd 48, an agricultural property, is owned by two individuals who acquired it in November 2023.
Source: Lawrence County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4997 COUNTY ROAD 48, WATERLOO, OH 45688-9332 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2003 |
| Deed Sale | Nov 12, 2003 |
| Last Transfer Date | Nov 30, 2023 |
| Transfer Doc | 0000006364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LAWRENCE OH |
| Recording Date | Dec 22, 2022 |
| Property Address | 4997 COUNTY ROAD 48, WATERLOO, OH 45688-9332 |
| Document Number | 0000007457 |
| Book / Page | 1166 / 172 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 2022-00007457 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4997 COUNTY ROAD 48, WATERLOO, OH 45688-9332 |
The 2025 property tax bill for 4997 Co Rd 48 was $1,665.
Source: Lawrence County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lawrence County |
| County Subdivision | Symmes Township |
| Unified School District | Symmes Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,665.00 | $82,474 Land $48,066 Building $34,409 | $235,640 Land $137,330 Building $98,310 |
| 2023 | $1,292.00 (+22.93%) Homeowner's exemption | $64,180 (-) Land $36,650 Building $27,530 | |
| 2022 | $1,051.00 Homeowner's exemption | $64,180 Land $36,650 Building $27,530 | $183,350 Land $104,700 Building $78,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4997 Co Rd 48 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (2000–2017) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Mar 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4997 Co Rd 48 is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 97% of Ohio |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HECLA WATER ASSOCIATION private · serves 34,942 people · EPA ID OH4401612 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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