5471 Co Rd 48, Waterloo, OH 45688 Property Records

Lawrence County property record for 5471 Co Rd 48, Waterloo, OH 45688

Property Summary

Property Type	General Agricultural/Rural
Details	5 bd · 3 ba · 2,272 sqft · built 1900
Lot Size	52 acres (2,267,734 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Apr 2021)
Tax Bill	$782 (2023)
Deeds & Mortgages	Apr 2021 Sale Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-036-0100.000`

Property Details

APN / Parcel Number

Primary APN	`20-036-0100.000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,272 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Lot Area	2,267,734 sqft (52 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5471 COUNTY ROAD 48
City	WATERLOO
State	OH
Zip	45688
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	17-05-34 PT. PT SW SE NE S OF JOHN'S CREEK 52.06ACS
Legal Subdivision	SYMMES VALLEY
Jurisdiction	LAWRENCE OH
Township / Civil Division	SYMMES
Census Block Group	1
Census Block	1058
Census Tract	50600

Owner

5471 Co Rd 48, an agricultural property, is owned by an individual who bought it in April 2021.

Source: Lawrence County records, as of May 3, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	176 TWP RD # 581, 581, SULLIVAN, OH 44880
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Warranty Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE
Jun 14, 2018	Deed of Trust, Mortgage MEMBERS CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on File
Deed Sale	Apr 20, 2021 · Amount on File
Deed Document Number	0000002320
Deed Book / Page	1080 / 780
Record Updated	Jun 7, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE OH
Recording Date	Apr 20, 2021
Property Address	5471 COUNTY ROAD 48, WATERLOO, OH 45688
Document Number	0000002320
Book / Page	1080 / 780
Instrument Date	Mar 20, 2021
Instrument	2021-00002320
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 TOWNSHIP ROAD 581, SULLIVAN, OH 44880-9720

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE OH
Property Address	5471 COUNTY ROAD 48, WATERLOO, OH 45688
Document Number	0000003603
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5471 COUNTY ROAD 48 WATERLOO OH 45688, WATERLOO, OH 45688

Mortgage

Document Number	0000003603
Date	Jun 26, 2018
Book Page	000947/000704
Instrument	3603

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union
Address	ASHLAND, KY 41105-1468

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 25, 2033

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lawrence County
County Subdivision	Symmes Township
Unified School District	Symmes Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$782.00	$27,840 (-) Land $23,250 Building $4,590
2022	$782.00	$27,840 Land $23,250 Building $4,590	$79,530 Land $66,430 Building $13,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5471 Co Rd 48 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (2000–2017)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Mar 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5471 Co Rd 48 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 97.4% of Ohio
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HECLA WATER ASSOCIATION private · serves 34,942 people · EPA ID OH4401612
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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