Lawrence County property record for 4548 Co Rd 48, Waterloo, OH 45688
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 1 ba · 4,184 sqft · built 1956 |
| Lot Size | 42.7 acres (1,861,754 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,650 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 20-034-1200.000 |
| Primary APN | 20-034-1200.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 4,184 sqft Gross Area |
| 1st Floor Area | 1,316 sqft |
| Upper Floors Area | 476 sqft |
| Basement Area | 1,316 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 1,861,754 sqft (42.7 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 476 sqft |
| Deck Area | Deck Area |
| Patio Area | 272 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Lean-To | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 4548 COUNTY ROAD 48 |
|---|---|
| City | WATERLOO |
| State | OH |
| Zip | 45688-9333 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 17-05-33 PT. NE NE 0042.74A |
| Legal Subdivision | SYMMES VALLEY |
| Jurisdiction | LAWRENCE OH |
| Township / Civil Division | SYMMES |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 50600 |
4548 Co Rd 48, an agricultural property, is owned by two individuals who acquired it in January 1987.
Source: Lawrence County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4548 COUNTY ROAD 48, WATERLOO, OH 45688-9333 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1987 |
| Deed Sale | Jan 1, 1987 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4548 Co Rd 48 was $1,650.
Source: Lawrence County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lawrence County |
| County Subdivision | Symmes Township |
| Unified School District | Symmes Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,650.00 | $72,387 Land $30,884 Building $41,503 | $206,820 Land $88,240 Building $118,580 |
| 2023 | $1,312.00 (+0.15%) Homeowner's exemption | $56,630 (-) Land $23,430 Building $33,200 | |
| 2022 | $1,310.00 Homeowner's exemption | $56,630 Land $23,430 Building $33,200 | $161,800 Land $66,940 Building $94,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4548 Co Rd 48 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 9 (2000–2017) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Mar 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4548 Co Rd 48 is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 96% of Ohio |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HECLA WATER ASSOCIATION private · serves 34,942 people · EPA ID OH4401612 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures