Lawrence County property record for 3694 Co Rd 48, Waterloo, OH 45688
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 1 ba · 2,520 sqft · built 1965 |
| Lot Size | 50 acres (2,178,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Nov 2013) |
| Tax Bill | $868 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-031-0800.000 |
| Primary APN | 20-031-0800.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,520 sqft Gross Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 2,178,000 sqft (50 acres) |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 3694 COUNTY ROAD 48 |
|---|---|
| City | WATERLOO |
| State | OH |
| Zip | 45688-9333 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 17-05-28 S PT. E1/2 SW 0050.00A |
| Legal Subdivision | SYMMES VALLEY |
| Jurisdiction | LAWRENCE OH |
| Township / Civil Division | SYMMES |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 50600 |
3694 Co Rd 48, an agricultural property, is owned by two individuals who bought it in November 2013.
Source: Lawrence County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 834, CEREDO, WV 25507-0834 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2013 · Amount on File |
| Deed Sale | Nov 8, 2013 · Amount on File |
| Deed Document Number | 20137150 |
| Deed Book / Page | 747 / 612 |
| Prior Transfer Date | Jul 17, 2009 |
| Prior Transfer Doc | 0000004390 |
| Record Updated | Sep 20, 2026 |
Source: Lawrence County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lawrence County |
| County Subdivision | Symmes Township |
| Unified School District | Symmes Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50,295 Land $29,229 Building $21,067 | $143,700 Land $83,510 Building $60,190 | |
| 2024 | $868.00 (-0.8%) | ||
| 2023 | $875.00 (+0.23%) | $43,230 (-) Land $22,160 Building $21,070 | |
| 2022 | $873.00 | $43,230 Land $22,160 Building $21,070 | $123,490 Land $63,300 Building $60,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3694 Co Rd 48 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (2000–2017) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Mar 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3694 Co Rd 48 is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 96% of Ohio |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HECLA WATER ASSOCIATION private · serves 34,942 people · EPA ID OH4401612 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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