Osceola County property record for 4990 Topeka Ave, Saint Cloud, FL 34773 · Last verified December 2025
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,976 sqft · built 2017 |
| Lot Size | 0.923 acres (40,249 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Apr 2021) |
| Tax Bill | $3,389 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 107029 |
| Primary APN | 107029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,976 sqft Heated Area |
| 1st Floor Area | 1,976 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,249 sqft (0.923 acres) |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 107029 |
|---|---|
| Street Address | 4990 TOPEKA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9168 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | CANAVERAL ACRES NO 2 PB 2 PG 018 LOT 12 |
| Legal Range | 33E |
| Legal Township | 27S |
| Legal Section | 18 |
| Legal Subdivision | CANAVERAL ACRES UN2 |
| Legal Tract | 2720 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 43802 |
Source: Osceola County records · APN 107029
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4990 TOPEKA AVE, SAINT CLOUD, FL 34773-9168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Warranty Deed, Transfer · Seller Carry-Back RONALD RUSSELL |
| Dec 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on Record |
| Deed Sale | Apr 28, 2021 · Amount on Record |
| Prior Sale | Nov 14, 2013 |
| Deed Document Number | 2021064387 |
| Deed Book / Page | 5945 / 1668 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 28, 2021 |
| Property Address | 4990 TOPEKA AVE, SAINT CLOUD, FL 34773-9168 |
| Document Number | 0059451668 |
| Book / Page | 5945 / 1668 |
| Map Reference | MB 2 PG 18 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 2021064387 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | OLD TAMPA BAY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | DRUMFORSKIE BRIDGE OF DEE, ABERDEEN XX |
| Name | Verified Name |
|---|---|
| Address | 4990 TOPEKA AVE, SAINT CLOUD, FL 34773-9168 |
| Document Number | 59451670 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 5945/1670 |
| Name | RONALD RUSSELL |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4990 TOPEKA AVE, SAINT CLOUD, FL 34773-9168 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052480556 |
|---|---|
| Date | Dec 04, 2017 |
| Book Page | 5248/0556 |
| Instrument | 2017171988 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Dec 01, 2040 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,389.00 (+5.44%) Homeowner's exemption | $234,707 (+2.9%) | $295,700 (+1.58%) Land $50,000 Building $245,700 |
| 2024 | $3,214.00 (+2.23%) Homeowner's exemption | $228,093 (+3%) | $291,100 (-0.99%) Land $50,000 Building $241,100 |
| 2023 | $3,144.00 (+4.31%) Homeowner's exemption | $221,450 (+3%) | $294,000 (+36.74%) Land $45,000 Building $249,000 |
| 2022 | $3,014.00 Homeowner's exemption | $215,000 Land $31,500 Building $183,500 | $215,000 Land $31,500 Building $183,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | High above 82% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 122 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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